U.S. Bank Platinum Card Credit Score Needed (2024)

FAQs

U.S. Bank Platinum Card Credit Score Needed? ›

You need a credit score of at least 750 to qualify for the US Bank Platinum card. However, they will also look at your income, debt, recent inquiries and more to determine approval. This answer was first published on 12/10/18.

You must have good to excellent credit (670 to 850) for feasible approval, which reduces the number of eligible applicants. The card has a limited number of perks and benefits compared to other balance transfer cards.

You'll need at least good credit to qualify for the U.S. Bank Visa® Platinum Card. Generally speaking, “good credit” is defined as a score of at least 690.

Your credit score needs to be strong

American Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card.

You need a FICO® Score of 670 or higher for most U.S. Bank credit cards, but its secured credit cards don't have a minimum credit score.

$500 limit with 760 credit, $160,000 a year income, no balance on other cards.

You need a credit score of at least 750 to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.

U.S. Bank personal checking clients with credit approval may be able to borrow up to $50,000. Those without a U.S. Bank account may be able to borrow up to $25,000.

The U.S. Bank Executive Platinum Card program offers senior executives an exceptional array of premium benefits and travel services that extend the value of the U.S. Bank Corporate Card or U.S. Bank One Card program. U.S. Bank service teams are ready to help you get the most out of your card program.

Is it hard to get approved for platinum card? ›

To be eligible for the Amex Platinum Card^® you'll typically need a good to excellent credit score. This makes it one of the more difficult cards to be approved for.

Although American Express doesn't specify any minimum credit score requirements, you'll need good credit (or better) to qualify, which means a FICO score of at least 670. A premium Amex card — say, the American Express Gold Card — likely requires a “very good” FICO score, somewhere in the range of 740 and above.

To get an ICICI Bank Instant Platinum Credit Card, all you need is a valid Fixed Deposit with ICICI Bank. The minimum Fixed Deposit amount is ₹ 50,000. The minimum tenure of the Fixed Deposit has to be 180 days.

The credit score you need for the U.S. Bank Platinum card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

Chip Lupo, Credit Card Writer

The hard inquiry allows U.S. Bank to determine your credit risk and ultimately decide whether you'll be approved for an account. U.S. Bank credit cards require bad to excellent credit to be approved.

What credit score is needed to buy a $300K house? The required credit score to buy a $300K house typically ranges from 580 to 720 or higher, depending on the type of loan. For an FHA loan, the minimum credit score is usually around 580.

Do you need a good credit score to get a platinum card? Yes, it's likely that you'll need a good credit score to get access to a platinum credit card. The eligibility criteria varies wildly between card issuers as there's no standard set of rules for what a platinum card is.