Eligibility Criteria - ICICI Bank Instant Platinum Credit Card (2024)

FAQs

Eligibility Criteria - ICICI Bank Instant Platinum Credit Card? ›

To get an ICICI Bank Instant Platinum Credit Card, all you need is a valid Fixed Deposit with ICICI Bank. The minimum Fixed Deposit amount is ₹ 50,000. The minimum tenure of the Fixed Deposit has to be 180 days.

Eligibility Criteria for HSBC Visa Platinum Credit Card

Minimum age of the applicant must be 18 years and maximum should be 65 years. Only salaried individuals can apply for the card. Minimum gross annual income should be Rs. 4 lakh.

Therefore, to apply for a credit card offered by ICICI Bank, you must have attained the age of 21. Similarly, the maximum age to apply for the same is 65 years. Income: To pay your credit card bills on time, it is important to have a regular source of income.

The minimum credit score needed for ICICI Credit Cards is 750.

One of the easiest ways to get a without income proof Credit Card is to pledge your existing Fixed Deposits as collateral with your bank and obtain a Credit Card against it. Most banks in India offer this facility. The bank typically gives you a credit limit of 75% to 85% of your FD amount.

You can qualify for the American Express Platinum card by having at least good credit and enough income to make monthly minimum payments. Other requirements to qualify for this card include being at least 18 years old and having a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).

To be eligible for the Amex Platinum Card^® you'll typically need a good to excellent credit score. This makes it one of the more difficult cards to be approved for.

To get an ICICI Bank Instant Platinum Credit Card, all you need is a valid Fixed Deposit with ICICI Bank. The minimum Fixed Deposit amount is ₹ 50,000. The minimum tenure of the Fixed Deposit has to be 180 days.

The minimum annual income requirement varies, depending on the applicant's relationship with ICICI Bank. For customers having a salary account with ICICI Bank, the minimum annual income requirement is Rs 2,40,000 and for customers with a salary account with other banks, it is Rs 3,60,000.

You can get an ICICI Bank credit card against your fixed deposit and minimum income set by the bank. Income may vary for different cards based on specifications and features. The customer should show a proof of steady source of income to avail a credit card from ICICI Bank.

What is the ICICI credit card limit? ›

The ICICI credit card limit is the maximum amount the bank permits you to spend from your ICICI credit card during a particular billing cycle. The ICICI Bank determines the limit based on your credit score, income, repayment history, and other factors.

You can apply for up to three Supplementary Cards against one Primary ICICI Bank Credit Card.

1,00,000, you can withdraw between the range of Rs. 20,000 to Rs. 40,000 as cash advances. You can use the remaining amount only for card transactions.

The Discover it^® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited/poor credit. It offers great rewards and charges a $0 annual fee.

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

Visa Platinum Requirements

At SCCU, we look for a credit score of 660 or higher for credit card approval (subject to change). The credit card rate you receive is based on falling within certain credit score ranges.

Not everyone gets a Visa Platinum Debit Card. These cards are usually offered to account holders with a good credit history and higher financial stability. Banks may also consider your income level and banking relationship when extending this premium offering.

Do you need a good credit score to get a platinum card? Yes, it's likely that you'll need a good credit score to get access to a platinum credit card. The eligibility criteria varies wildly between card issuers as there's no standard set of rules for what a platinum card is.

Personal Income and Business Income

We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum card.