Capital One Platinum vs. Quicksilver: Which Is Best in 2024? (2024)

FAQs

Capital One Platinum vs. Quicksilver: Which Is Best in 2024? ›

If you can get approved for both, the Capital One Quicksilver card is better than the Platinum card. The Quicksilver card will give you a welcome bonus, 0% APR for the first 15 months and 1.5% cash back. The Platinum card offers no rewards or bonuses, but it also comes with no annual fee.

Since the Capital One Platinum doesn't offer any rewards for spending, the QuicksilverOne is the clear winner here with its rewards rate of 1.5 percent cash back on every purchase. However, it's important to keep the card's $39 annual fee in mind when calculating how much rewards could benefit you.

What is the maximum Capital One Platinum credit limit I can get? The Capital One Platinum credit limit can be as high as $3,000 according to online cardholder reports, but it will depend entirely on the specifics of each applicant's credit and their overall financial situation.

The Capital One Quicksilver is a good card with a simple rewards system and no annual fee. There are plenty of instances it could be a great addition to your wallet — but it isn't the only flat-rate cash back credit card worth considering.

No, the Capital One Platinum Credit Card isn't hard to get.

Call Capital One and ask for an upgrade to the Quicksilver. However, note that upgrading doesn't allow you to cash in on a card's sign-up bonus or get a higher credit limit. Submit an application for the Quicksilver.

The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history, which are evaluated once you apply for the card. According to anecdotal reports, the card's credit limit can be as low as $750 and as high as $10,000.

Quicksilver has the superhuman ability to move at great speeds. In most depictions, he is a mutant, a human born with innate superhuman powers. In comic book stories beginning in 2015, he is the product of genetic experimentation by the High Evolutionary.

Is Capital One Quicksilver hard to get approved for? Capital One states that you'll need excellent credit to qualify for the card_name that offers the welcome bonus. That said, qualifying for a Quicksilver Rewards For Good Credit is possible, but you won't earn a welcome bonus or an intro APR.

A main draw of this card is that you can see approval with a fair to good credit score of 580 to 739.

What is the hardest Capital One card to get? ›

Capital One Venture X Rewards Credit Card

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The Capital One Venture X Rewards Credit Card is hard to get because it requires excellent credit for approval and charges an annual fee of $395. You get a lot in return, though.

Your monthly income needs to be at least $425 more than your monthly rent or mortgage payment to get the Capital One Platinum Credit Card, according to Capital One. The higher your income is above the minimum, the more likely you are to be approved.

Unlike other cards for those with fair credit, you won't need to put down a security deposit to establish your line of credit. Benefits like account alerts and credit monitoring can help you stay on track with on-time payments, which could lead to a higher credit limit after six months of responsible use.

A main draw of this card is that you can see approval with a fair to good credit score of 580 to 739.

You'll need good-to-excellent credit (a score of at least 690 on the FICO scale) to qualify for the Capital One Quicksilver Cash Rewards Credit Card. Generally, cards that require higher credit scores tend to come with better features than those that require scores on the lower end of the scale.