U.S. Bank Altitude Go: 4X Back on Dining, $0 Annual Fee - NerdWallet (2024)

FAQs

What is the 4x travel credit card? ›

VISA® TRAVEL REWARDS+ CREDIT CARD. The Visa® Travel Rewards+ Credit Card is a perfect match for your active lifestyle and love of travel. Get rewarded with 4x points¹ ² when you purchase fuel, concert tickets, recreation activities and more.

The card_name rewards earning rates are excellent, especially for a card with no annual fee. Here's what you can earn using this card: 4 points per dollar on dining, takeout, and restaurant delivery. 2 points per dollar at grocery stores, grocery delivery, streaming services, gas stations, and EV charging stations.

Though the high annual fee may turn some away, the U.S. Bank Altitude Reserve Visa Infinite has a lot to offer consumers. With a welcome bonus of $750 and $325 in annual travel credits, the card is an impressive addition to the luxury travel credit card market.

You'll need excellent credit, generally defined as a credit score of at least 720, to qualify for the U.S. Bank Altitude® Go Visa Signature® Card.

You can use a forex card just like a credit or debit card to pay for your expenses in a local currency abroad. You can withdraw local cash from an ATM. With a forex card in your wallet, you need not carry wads of cash on your sight-seeing trips in a new country.

Yes, it is hard to get the U.S. Bank Altitude® Go Visa Signature® Card because it requires excellent credit for approval. Unless your credit score is 750 and you have a lot of income, it will be difficult for you to get approved for the U.S. Bank Altitude Go Card.

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Yes, the U.S. Bank Altitude® Go Visa Signature® Card is a metal credit card. The U.S. Bank Altitude Go Card weighs around 11 grams, compared to 5 grams for a traditional credit card made of plastic.

U.S. Bank announced changes to the U.S. Bank Altitude® Connect Visa Signature® Card. Effective September 9, 2024, the card no longer has an annual fee, it loses a handful of benefits, puts more restrictions on point earnings, and the points it earns become worth only 0.8 cents each toward cash back redemptions.

The credit limit for the U.S. Bank Altitude® Go Visa Signature® Card generally ranges from $1,000 to $25,000 or more, depending on your creditworthiness. Many cardholders have reported credit limits of at least $10,000 with this card, and U.S. Bank often gives generous credit limit increases.

It can be hard to get the U.S. Bank Altitude™ Reserve Visa Infinite® Card because U.S. Bank is strict about who it approves. The bank typically only approves applicants with good to excellent credit who haven't opened more than two credit cards in the previous year.

Do U.S. Bank Altitude Rewards expire? ›

Do points expire on my U.S. Bank Altitude® Connect Visa Signature® Card? Points never expire on your Altitude Connect Card.

Both the U.S. Bank Altitude Go and U.S. Bank Altitude® Connect Visa Signature® Card* can redeem points toward travel at 1 cent per point. However, the premium U.S. Bank Altitude Reserve increases the value of your points when used for travel via the card site up to 1.5 cents per point.

The U.S. Bank Altitude Go card comes with a 0% intro APR on purchases and balance transfers for the first 12 billing cycles, followed by a regular variable APR of 18.24% - 29.24%.

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

Travel credit cards make it easy to earn rewards — usually offered in the form of points or miles — for certain types of purchases. You can typically redeem your travel rewards for the big expenses associated with your next trip such as flights, hotels, car rentals and vacation packages.

Bottom Line. The Venture card is worth it if you can earn enough in rewards to outweigh the annual fee of $95 (rates & fees). That's easy to do in the first year of owning this card: Earn 75,000 miles once you spend $4,000 on purchases within 3 months from account opening.

Key takeaways. The Chase Sapphire Reserve® is one of the best premium travel cards on the market, offering a host of valuable benefits and perks. This card earns up to 10X points on purchases, which can be redeemed for flights, hotel stays or transferred to Chase travel partners for even more value.