SOFI Fair Value | SoFi Technologies Inc (SOFI) (2024)

Peter Lynch's formula is:

SOFI Fair Value

= Earnings Growth Rate x TTM EPS

SOFI Fair Value

= 5.00 x -0.17

SOFI Fair Value

= -0.84

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31 5Y Avg
Net income -239.70 -224.10 -483.90 -320.40 -300.74 -313.77
YoY growth 5.03% 6.51% -115.93% 33.79% 6.14% -12.89%
SOFI Fair Value | SoFi Technologies Inc (SOFI) (2024)

FAQs

SOFI Fair Value | SoFi Technologies Inc (SOFI)? ›

As of 2024-06-08, the Fair Value of SoFi

SoFi
(commonly known as SoFi) is an American online personal finance company and online bank. Based in San Francisco, SoFi provides financial products including student loan refinancing, mortgages, personal loans, credit card, investing, and banking through both mobile app and desktop interfaces.
https://en.wikipedia.org › wiki › SoFi
Technologies Inc (SOFI) is -0.84 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 6.99 USD, the upside of SoFi Technologies Inc is -112.1%.

What is the true value of SoFi? ›

As of 2024-05-30, the Intrinsic Value of SoFi Technologies Inc (SOFI) is -0.84 USD. This SOFI valuation is based on the model Peter Lynch Fair Value. With the current market price of 6.85 USD, the upside of SoFi Technologies Inc is -112.3%.

What are the analysts saying about SoFi? ›

According to analysts, SoFi Technologies's stock has a predicted upside of 14.69% based on their 12-month stock forecasts.

Is Sophie a good stock to buy? ›

Is SoFi Technologies stock a Buy, Sell or Hold? SoFi Technologies stock has received a consensus rating of hold. The average rating score is and is based on 23 buy ratings, 27 hold ratings, and 10 sell ratings.

What is the q1 result of SoFi in 2024? ›

SoFi Technologies (NASDAQ:SOFI) First Quarter 2024 Results

Revenue: US$637.8m (up 38% from 1Q 2023). Net income: US$78.0m (up from US$44.4m loss in 1Q 2023). Profit margin: 12% (up from net loss in 1Q 2023).

What is the fair value of SoFi? ›

SOFI Fair Value - Peers Benchmarking
Market Cap (mil)Fair Value
SOFI7,390-0.84
COF53,392340.84
DFS31,300227.45
SYF17,547177.59
7 more rows

What is the downside of SoFi? ›

Cons No branches: As an online-only bank, SoFi doesn't provide in-person banking access. No out-of-network ATM reimbursem*nts: Unlike some online banks, SoFi doesn't reimburse ATM fees for out-of-network ATMs.

Who is SoFi's biggest competitor? ›

Top 10 SoFi competitors
  • Tala.
  • Kissht.
  • CURevl.
  • Kashable.
  • Best Egg.
  • Happy Money.
  • Prodigy Finance.
  • Achieve.

Is my money safe at SoFi invest? ›

SoFi takes your security very seriously. Upon depositing funds into your SoFi checking and, or savings accounts (including vaults), the balance is FDIC insured up to $250,000 per account holder across all deposit accounts. Joint accounts will be insured up to $500,000.

Is SoFi financially stable? ›

SoFi reported its second consecutive quarter of GAAP net income, achieving $88.0 million in the first quarter of 2024, which includes a $59.2 million one-time benefit from exchanging convertible debt in the quarter. This compares to a loss of $34.4 million in the first quarter of 2023.

Who owns the most SoFi stock? ›

What percentage of SoFi Technologies (SOFI) stock is held by retail investors? According to the latest TipRanks data, approximately 43.97% of SoFi Technologies (SOFI) stock is held by retail investors. Who owns the most shares of SoFi Technologies (SOFI)? Vanguard owns the most shares of SoFi Technologies (SOFI).

Who is SoFi owned by? ›

Given the company's potential for substantial returns, it prompts the question: who owns SOFI? Now, according to TipRanks' ownership page, it's mostly owned by public companies and individual investors at 77.88%, followed by other institutional investors and mutual funds at 12.42% and 9.7%, respectively.

Is SoFi undervalued? ›

SoFi is massively undervalued, making it a compelling 'Strong Buy'. Coming from an IT background, I have dived into the U.S. stock market seven years ago by managing portfolio of my family.

Where will SoFi stock be in 5 years? ›

SoFi stock price stood at $6.98

According to the latest long-term forecast, SoFi price will hit $7 by the middle of 2024 and then $10 by the end of 2025. SoFi will rise to $12 within the year of 2027, $15 in 2029, $17 in 2030 and $20 in 2034.

What is the future of SoFi Technologies? ›

SOFI Stock 12 Month Forecast

Based on 18 Wall Street analysts offering 12 month price targets for SoFi Technologies in the last 3 months. The average price target is $8.91 with a high forecast of $14.00 and a low forecast of $4.00. The average price target represents a 28.94% change from the last price of $6.91.

Is SoFi making money? ›

Fourth-quarter net income was $48 million, the first profit under generally accepted accounting principles since the company went public in 2021, according to a statement Monday. The figure surpassed analysts' average estimate of $9.9 million for the quarter.

What is the future value of SoFi? ›

Stock Price Forecast

The 18 analysts with 12-month price forecasts for SoFi Technologies stock have an average target of 9.11, with a low estimate of 3.00 and a high estimate of 14. The average target predicts an increase of 30.33% from the current stock price of 6.99. * Price targets were last updated on Apr 30, 2024.

What is the DCF valuation of SoFi? ›

DCF Value. This DCF valuation model was created by Alpha Spread and was last updated on May 18, 2024. Estimated DCF Value of one SOFI stock is 7.19 USD.

What is the book value of SoFi? ›

As of today (2024-06-10), SoFi Technologies's share price is $6.99. SoFi Technologies's Book Value per Share for the quarter that ended in Mar. 2024 was $5.51. Hence, SoFi Technologies's PB Ratio of today is 1.27.

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