Oh no! It looks like you want to cancel your GEICO policy. We're certainly sad to see you go, but we're here to make that process easy for you.
How to cancel your car insurance policy.
If you want to cancel your policy, GEICO makes it easy with no cancellation fee*. Just follow the steps below:
- Call (800) 841-1587 to speak with a friendly, licensed agent.
- If prompted to speak to the Interactive Voice Response (IVR), say "cancel insurance policy" and then "auto."
- You may be asked to say your GEICO policy number, so please have that ready.
*North Carolina policies may be subject to a Short Rate premium calculation upon cancellation.
Before you cancel your policy, there are a few things you should consider to be sure it's the best next step.
I'm considering canceling because:
- I've moved, even to another state
- I've changed my marital status
- I've sold my vehicle, it was totaled or is inoperable
- I am putting my car in storage
- I want to combine my policies with one company
- I can't afford car insurance
- I found a cheaper rate
You should consider keeping your GEICO policy if:
Things have changed in your life, like...
- You've moved, even to another state.
Your policy can simply go with you. We offer insurance in all 50 states and in DC. Get a quick quote online for the state you are moving to. Log in to your account, go to the menu, and select "My Policy Details" to start a new quote.
- You had a change in marital status.
Just add or remove your spouse or partner. By doing either, you could qualify for additional discounts. If you're getting married and they own their own vehicle, you could see big savings with our Multi-Vehicle Discount. You can conveniently make changes online or in GEICO Mobile.
You won't be driving temporarily, because...
- You've sold your vehicle, it was totaled, or it's inoperable.
If you're going to be without a vehicle for 30 days or less, your GEICO policy could cover you while driving a rental. You'll get to keep your tenure, discounts, and benefits through to your next car. Otherwise, Non-Owner Insurance can provide you with coverage for damage to another car when you borrow or rent a vehicle.
- You are putting your car in storage for more than 30 days.
We offer reduced rate insurance for stored vehicles in case of theft or other damage. Call us at (800) 841-1587 to learn more.
You want to save money or simplify your insurance, because...
- You want other types of policies with one company.
You can easily get a quote for homeowners, renters, and many other types of insurance through the GEICO Insurance Agency. By combining all of your coverages, you may even get a Multi-Policy Discount on your car insurance!
- You can't afford car insurance.
It's possible to pay less for your auto insurance by adding discounts to your policy or adjusting your coverage. You can also log in to your account online, go to the menu, and select "Discounts & Special Offers" to see what additional savings you qualify for. You can also go to "My Policy Details" to edit your coverage.
- You found a cheaper rate somewhere else.
There are a number of discounts available that may result in a cheaper auto insurance premium. Once you've made sure you're getting the maximum discounts with GEICO, be sure you're comparing it to an identical policy from another company—one that has the same coverage, deductibles, and benefits that you have now.
Do any of these seven reasons apply to you? Just call (800) 841-1587 so we can help manage your policy to fit your needs.
We look forward to helping you.
Some discounts, coverages, payment plans and features are not available in all states or all GEICO companies. Homeowners, renters and condo coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. Multi-Policy Discount available to auto insureds that have purchased a secondary policy through GEICO Insurance Agency, Inc. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. © 2017 GEICO
FAQs
To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent. Customers cannot cancel their policies online or through the Geico mobile app. You may cancel your Geico insurance policy at any time.
How long do you have before Geico cancels your policy? ›
Each state has its own laws regarding grace periods and when they must provide you with notice of cancellation. Generally, it's within 10 to 20 days of a missed payment. You'll receive written notice before your policy is canceled.
How do I cancel my insurance immediately? ›
Depending on your insurance company's rules, there are a variety of ways to cancel your policy. Call your provider. Most major companies simply ask that policyholders speak with an insurance agent to cancel. The phone number likely will be found on your insurance card, as well as on the company's website or app.
Can Geico cancel my policy without telling me? ›
In most states, an insurance company must give a policyholder written notice of cancellation at least 30 days before canceling the policy.
Is Geico easy to cancel? ›
Just follow the steps below: Call (800) 841-1587 to speak with a friendly, licensed agent. If prompted to speak to the Interactive Voice Response (IVR), say "cancel insurance policy" and then "auto." You may be asked to say your GEICO policy number, so please have that ready.
What happens if I cancel my auto insurance policy? ›
Generally, insurers will refund you the money for the unused portion of your policy, assuming you paid in advance. However, depending on your state, and when you cancel, your insurer may charge a cancellation fee.
What happens if you don't pay your insurance and it cancels? ›
When your car insurance gets canceled, you are not allowed to drive legally. You will need to purchase another policy and provide updated information to your state's DMV to make sure your license and registration are still valid. Otherwise, you could face other penalties.
What happens if I don't pay my Geico insurance? ›
Keep in mind when your payment is not received by the scheduled due date, you may receive a cancellation notice. This will give you the latest date that we can accept a payment to keep your policy active. You can find more information in the cancellation FAQ.
How long do you have to tell insurance about Cancelled insurance? ›
For cancelled policies there isn't a set time limit like there is for convictions; some insurers may only ask about your insurance history over the previous five years, others may require you to disclose details over a longer period.
Do I need to cancel my car insurance before switching? ›
Your new insurance company can provide proof of insurance to your old company if necessary, but they generally aren't authorized to cancel a policy with another insurer on your behalf. After you purchase a new policy, you should immediately contact your former insurer and cancel your old policy.
If you decide to cancel coverage, make sure to take the proper steps to ensure that you don't have a gap in coverage. Reasons you may decide to cancel car insurance include finding cheaper rates with another insurer, moving to a new state or even having an unpleasant experience with your current insurance company.
Is it hard to cancel car insurance? ›
Whether you're switching car insurance providers or selling your car, you can cancel your current insurance policy at any time. It's a simple process that typically doesn't take much time. That said, you'll need to consider the timing and potential fees before you terminate your insurance.
How long before Geico cancels insurance? ›
As long as you pay within 9 days after the due date posted on your bill, you will have coverage in the meantime thanks to Geico's grace period, and you won't even owe a late fee. Geico will send a cancellation notice within 14 days of your bill's original due date.
Do I get a refund if I cancel my Geico policy? ›
Cancellation Policy for Auto Insurance
If you have a GEICO auto insurance policy and decide to cancel it before the policy term ends, you may be eligible for a refund. GEICO's cancellation policy for auto insurance allows policyholders to cancel their policies at any time, regardless of the reason.
Can you cancel car insurance without calling? ›
While we recommend a phone call, you can also cancel by mail, fax or in-person visit. And some companies even allow you to cancel by email. We suggest a phone call because you can ask about the company's particular process, ensure you get any prorated refunds, and verify that the policy is indeed canceled.
Can we cancel insurance policy online? ›
Steps on how to cancel a health insurance policy
Inform the support team of your health insurer of your desire to end the health insurance policy. Send your insurer a written policy cancellation request either online or offline. The written request must contain your policy details and the reason for cancellation.
Does Geico reimburse if you cancel? ›
Refund Options for Cancelled GEICO Policies
One common refund option is a check sent by mail. If you choose this option, GEICO will mail you a refund check for the eligible amount.
How to cancel Geico drive easy? ›
Just call customer service of Geico, 800 841 1587.
