You can borrow $50,000 - $100,000+ with a 750 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.
The best personal loans for a 750 credit score are from LightStream because they offer $5,000 - $100,000 with APRs of 7.49% - 25.99% and repayment periods of 24 - 84 months. You will need a credit score of 750+ to qualify for a personal loan from LightStream.
Best Personal Loans for a 750 Credit Score
Lender | Loan Amounts | APRs | Credit Score Requirement |
LightStream | $5,000 - $100,000 | 7.49% - 25.99% | 660 |
SoFi | $5,000 - $100,000 | 8.99% - 29.99% Fixed APR with all discounts | 680 |
Wells Fargo | $3,000 - $100,000 | 7.49% - 23.24% | 660 |
USAA | $1,000 - $100,000 | 10.34% - 18.51% | Not disclosed |
Discover | $2,500 - $40,000 | 7.49% - 24.99% | 660 |
For more information, check out WalletHub’s complete picks for the best personal loans. Then, you can estimate your potential rates with our free pre-qualification tool.
This answer was first published on 08/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
You can borrow $50,000 - $100,000+ with a 750 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.
What credit limit can you get with a 750 credit score? ›
What credit score is needed to get a high-limit credit card?
VantageScore 3.0 credit score range | Average credit card limit |
---|
300–640 | $3,481.02 |
640–700 | $4,735.10 |
700–750 | $5,968.01 |
750+ | $8,954.33 |
Mar 15, 2024
What kind of mortgage rate can I get with a 750 credit score? ›
Average rate by credit score
FICO Score | National average mortgage APR |
---|
660 to 679 | 7.388% |
680 to 699 | 7.174% |
700 to 759 | 6.997% |
760 to 850 | 6.775% |
2 more rowsMay 2, 2024
What is a 750 credit score worth? ›
Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 750 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.
What car interest rate can I get with a 750 credit score? ›
Average Auto Loan Rates in March 2024
Credit Score | New Car Loan | Refinance Car Loan |
---|
750 or higher | 12.77% | 7.89% |
700-749 | 12.65% | 8.98% |
600-699 | 17.84% | 10.09% |
451-599 | 22.56% | 12.76% |
1 more row
Is there a big difference between 750 and 800 credit scores? ›
While credit scores of 800 or above are labeled “exceptional,” a score of 750 will likely get you some of the best rates available for auto loans and mortgages. You'll also have access to some of the most attractive credit card products.
What credit card will give me the highest limit? ›
Best high-limit credit cards
- Chase Sapphire Preferred® Card.
- Chase Sapphire Reserve®
- The Platinum Card® from American Express.
- Chase Freedom Unlimited®
- Capital One QuicksilverOne Cash Rewards Credit Card.
- Platinum Secured Mastercard® from First Tech Federal Credit Union.
What credit score do you need for a $250000 mortgage? ›
Conventional loan | Credit score: 620
To qualify for a conventional loan, you'll need a credit score of at least 620, though some lenders may choose to approve conventional mortgage applications only for borrowers with credit scores of 680 and up.
How much of a loan can I get with a 750? ›
With a credit score of 750, lenders will likely extend loans in the amount of $50,000 to $100,000. However, the exact amount you can borrow will vary depending on your lender and your overall financial situation.
What is a good credit score to buy a house? ›
You'll typically need a credit score of 620 to finance a home purchase. However, some lenders may offer mortgage loans to borrowers with scores as low as 500. Whether you qualify for a specific loan type also depends on personal factors like your debt-to-income ratio (DTI), loan-to-value ratio (LTV) and income.
Credit score distribution: How rare is an exceptional 800 to 850 score?
FICO® Score range | Percent within range |
---|
650-699 | 12% |
700-749 | 17% |
750-799 | 24% |
800-850 | 23% |
4 more rowsMay 31, 2023
Is a 900 credit score possible? ›
Highlights: While older models of credit scores used to go as high as 900, you can no longer achieve a 900 credit score. The highest score you can receive today is 850. Anything above 800 is considered an excellent credit score.
How rare is an 820 credit score? ›
Your score falls in the range of scores, from 800 to 850, that is considered Exceptional. Your FICO® Score and is well above the average credit score. Consumers with scores in this range may expect easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
Can you get 0% APR with 750 credit score? ›
Not everyone can qualify for an interest-free loan. In fact, lenders or dealerships might review several requirements, including: Credit score: You might need a credit score of at least 740 to be considered for a 0% APR loan.
What credit score do I need to buy a $15000 car? ›
What Credit Score Do I Need to Get a Good Deal on a Car? To get an auto loan without a high interest rate, our research shows you'll want a credit score of 700 or above on the 300- to 850-point scale. That's considered prime credit, and lenders don't have to price much risk into their rates.
Can I get a 20k loan with 750 credit score? ›
You should have a 640 or higher credit score in order to qualify for a $20,000 personal loan. If you have bad or fair credit you may not qualify for the lowest rates.
How much credit limit can I get with 720 credit score? ›
What is a high credit limit?
Credit category | Credit score range | Average credit line |
---|
Super prime | 720-850 | About $10,000 |
Prime | 660-719 | Less than $6,000 |
Near prime | 620-659 | About $3,000 |
Subprime | 580-619 | About $2,000 |
How to get a 20K credit card limit? ›
How to Achieve a $20K Credit Limit
- Apply for a High-Limit Card. Explore credit cards designed for individuals with good or excellent credit. ...
- Improve Your Credit Score. Your credit score is an important factor that card issuers consider when determining your credit limit. ...
- Increase Your Income.
What credit cards have a $20,000 limit? ›
For those looking for a Credit Cards with $20000 Limit Guaranteed Approval, there are several options available, including the Chase Sapphire Reserve, American Express Gold Card, Ink Business Preferred Credit Card, Capital One Venture X Rewards Credit Card, and the Chase Sapphire Preferred Card.
Can you get a credit card with a score of 750? ›
What CIBIL Score is needed to get a credit card? A minimum credit score of 650 is required when applying for a credit card, however, 750 is considered to be the ideal CIBIL Score. For a credit score below 650, credit card issuing banks could reject your credit card application.