FHA Mortgage Calculator - How Much Can I Afford? (2024)

FHA home loans were created to help first-time homebuyers purchase a home. FHA calculators let homebuyers and homeowners understand what they can afford to safely borrow to finance a home.

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FHA Loan Programs for 2024

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

Are You Watching Your Credit Score?

- Improving Your Credit Score Has Never Been More Important -

FHA.com is a privately owned website, is not a government agency, and does not make loans.

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Choose a Loan Type

FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Mortgage Calculator

Use the following calculator to help you determine an affordable monthly payment so that you know what you can afford before you make an offer on the home you want to purchase.

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Do you know what's on your credit report?

Learn what your score means.


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The FHA Loan is the type of mortgage most commonly used by first-time homebuyers and there's plenty of good reasons why.

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Learn About FHA Requirements!


FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

A good FICO score is key to getting a good rate on your FHA home loan.

Be smart when it comes to your FHA loan and your financial future.

This program lets buyers get a single loan with just one closing.

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Important FHA Terms

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FHA Down Payments

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Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

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Learn About FHA Loans!


FHA Mortgage Calculator - How Much Can I Afford? (2024)
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