Car insurance covers bullet holes if the policyholder has comprehensive coverage. Comprehensive car insurance covers damage to your vehicle caused by events that are out of your control, including damage caused by vandalism, weather, or bullet holes.
Comprehensive insurance is an optional type of coverage, so it is not automatically included in every policy. A liability-only car insurance policy will not cover bullet holes.
Filing a Comprehensive Car Insurance Claim
Comprehensive insurance is subject to a deductible, which means that it might not be worth filing a claim if the damage is minor. However, filing a comprehensive claim will have less of an effect on your future insurance rates than a claim for something related to your driving habits, like an at-fault accident. Damage covered by comprehensive insurance is generally out of your control, after all.
For more information, check out WalletHub's complete guide to comprehensive insurance.
This answer was first published on 09/07/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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