Credit One Platinum’s maximum credit limit is around $2,000, according to customer reviews. Some people report being approved for this amount right away, while others have worked up to it over years of responsible card use.
The minimum credit limit for Credit One Platinum is just $300. Credit One Bank does not officially disclose a maximum credit limit for the card, so user reviews are all we have to go on. In addition, the credit limit you start with will not necessarily be your final credit limit, as plenty of customers report getting credit limit increases after having the card open for as little as six months.
Credit One Platinum Credit Limit Key Facts
- Minimum credit limit: $300
- Maximum credit limit: Around $2,000, reportedly
- Amount of time for credit limit increase: As soon as six months after getting the card
You can learn more about Credit One Platinum, as well as the process for getting a credit limit increase, on WalletHub.
This answer was first published on 11/11/22 and it was last updated on 01/08/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
Chip Lupo, Credit Card Writer
What is the maximum credit limit for a Credit One platinum card? ›
Credit One Credit Card Limits
| Card | Minimum Credit Limit | Reported Maximum Credit Limit |
|---|
| Credit One Bank® Platinum Visa® | $300 | $1,400 |
| Credit One Bank® Platinum Visa® for Rebuilding Credit | $300 | $1,500 |
| Credit One Bank American Express® Card | $300 | $5,000 |
| Credit One Bank® Platinum X5 Visa® | $500 | $3,000 |
2 more rowsOct 9, 2018
What is the maximum Capital One Platinum credit limit I can get? The Capital One Platinum credit limit can be as high as $3,000 according to online cardholder reports, but it will depend entirely on the specifics of each applicant's credit and their overall financial situation.
What is the credit limit for a platinum card? ›
If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise. No preset spending limit means the spending limit is flexible.
What should my maximum credit limit be? ›
If you're just starting out, a good credit limit for your first card might be around $1,000. If you have built up a solid credit history, a steady income and a good credit score, your credit limit may increase to $5,000 or $10,000 or more — plenty of credit to ensure you can purchase big ticket items.
Is it hard to get a Credit One platinum card? ›
There is no minimum credit score required to get a Credit One Platinum credit card. However, your credit score will determine the cards and terms you can get.
What credit score do you need for Credit One platinum? ›
The Credit One Bank® Platinum Visa® credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Credit One Platinum Card.
What credit score do you need for a Capital One Platinum credit card? ›
A main draw of this card is that you can see approval with a fair to good credit score of 580 to 739. What's more is that the Capital One Platinum Credit Card offers potential customers preapproval without a hard inquiry on your credit report.
What is the highest credit limit Capital One? ›
Capital One Venture Rewards Credit Card
Highest reported credit limit: $58,000, according to a member on the myFICO forums. Sign-up bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening. Rewards: Earn 2 miles per dollar on every purchase.
What credit card has the highest limit? ›
On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.
With up to a $25,000 credit limit, the Visa Platinum card gives you room to do what you need and what you want. Your Visa Platinum card is accepted at over 22 million worldwide locations, including over 700,000 ATMs in the Visa Global ATM Network.
Is there a limit on the platinum Card? ›
Platinum Visa - Master Credit Card
| Limit | Details |
|---|
| Local cash withdrawals (ATM) | EGP 20000 Daily: EGP 16000 from BM ATMs EGP 4000 from Other Banks' ATMs |
| P.O.S cash withdrawal from BM Branches | with Mix. limit EGP 150000 daily |
| International cash withdrawals (In case the customer has informed the bank of the travel) | 3000 EGP monthly |
7 more rowsAmerican Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card. So, you may need to work on building your credit score before applying for the card.
Is a 20k credit limit good? ›
Yes, $20,000 is a high credit card limit. Generally, a high credit card limit is considered to be $5,000 or more, and you will likely need good or excellent credit, along with a solid income, to get a limit of $20,000 or higher.
What is a good credit limit in the UK? ›
The average credit card limit in the UK is between £3,000 and £4,000, though the limit you get will very much depend on your income and credit history. If you've a lower income and/or a poor credit history, you're likely to get limits starting around £200 with a maximum of £1,500.
Is a 1000 credit limit bad? ›
A $1,000 credit card limit is good if you have fair, limited or bad credit, as cards in those categories have low minimum limits.
What is the credit limit of OneCard? ›
The credit limit of One Card is not fixed and it depends on your Cibil Score and income. If you have a Cibil Score of 750 and above and a high income then you will get a high credit limit on OneCard. A high Cibil Score also gets a quick approval for the credit card.
What is the limit on the Visa Platinum card? ›
Cash withdrawal Rs. 50,000 per day from ATM. Purchase limit of Rs. 2,00,000 per day (POS). Card can be used for domestic as well as international transactions. Contactless transactions up to Rs. 5,000 can be done without PIN at POS.
What is the maximum credit available on a credit card? ›
A credit limit is the maximum amount of money you can charge on a revolving credit account, such as a credit card or line of credit. As you use your card, the amount of each purchase is subtracted from your credit limit and added to your balance. The amount you're left with is known as your available credit.
Can you have more than one platinum credit card? ›
You can have as many as five American Express cards open at the same time. This includes personal cards as well as business cards. There's one big asterisk here. The limit of five doesn't include any Amex cards that don't have a preset credit limit, such as the flagship Platinum Card® from American Express.
