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The Capital One QuicksilverOne credit limit is $300 - $5,000, according to cardholder reports online. But it will depend entirely on the specifics of your credit and your overall financial situation. So, the better your credit is, the higher you can expect your spending limit to be.
Ultimately, if you are unhappy with your credit limit, the issuer periodically reviews accounts for automatic credit limit increases after 6 months of on-time payments. If you'd rather not rely on an automatic increase, you can request one yourself instead. You can do so online, via the mobile app, or over the phone, by calling the number you see on the back of your card.
This answer was first published on 09/16/22 and it was last updated on 01/08/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Capital One QuicksilverOne Cash Rewards Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card
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rodenbeckk, Member
@rodenbeckk
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Well in my case I've had the card for about 10 years now. My credit limit is only $2,050 and I've been denied the last 4 times I've requested an increase due to not using my existing credit line to their liking. I even called after getting the last rejection letter to which I explained that in order to keep my credit score high I can't have high balances on low credit line cards and if it were higher I would use it more. I was told that if I was denied there wasn't anything they could do, that I could try applying for another one of their cards ?...um no....never again. It just sucks that this is one of my longest-standing cards so I have to keep it around.
This answer was first published on 01/18/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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The object of my game is to keep utilization at right around 5%. I have a low CL like a lot of people but im able to pay as i go as many times as necessary. I recently got a 2% cashback card so ill most likely keep Straight talk wireless on the Quicksilver card repeat billing at 6% cb. value and use my 2% flat card mostly.
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Esther Leach, Registered Dental Hygienist, BA. Team Manager & Coach FYA WP Tigers
@04_macrame_drone
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I thought I applied for this card but mine doesn’t say QuicksilverOne. It says Quicksilver Rewards for good credit with no annual fee and they approved me last night with $2,000 credit limit.
This answer was first published on 05/23/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Same here.... I would like to know what your score is to get a rough idea for myself where I'm at I want the one that you got but I'm approved for Quicksilver one... I heard the regular Quicksilver Rewards has a higher potential credit limit.
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Do you mine me asking what was your score for that limit
People also ask
What is the starting credit limit for a Capital One credit card?
There is no general starting credit limit for Capital One credit cards. Your credit limit will be based on your creditworthiness once your application has been approved.
When determining credit limits, factors such as your debt-to-income ratio, repayment history and the length of your credit history will play a significant role. Unfortunately, there's no surefire way of knowing your credit limit before applying and getting approved for a Capital One credit card.
How to get...
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Can I upgrade from Capital One Platinum to Quicksilver?
Yes, you can upgrade from Capital One Platinum (see ) to the Capital One Quicksilver Cash Rewards Credit Card (see ). You can do so either with an offer from Capital One through your online account or by calling the number you see on the back of your card. Capital One tends to offer upgrades on accounts that are at least six months old with a history of timely payments and low credit utilization.
How to Accept an Offer to Upgrade a Capital One Platinum (see )
- Click “Upgrade Now”...
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What is the best credit card with a $20,000 limit?
There are no credit cards with a guaranteed $20,000 minimum credit limit. However, your best chance at getting a $20,000 limit is with the Chase Sapphire Reserve® card, which has a $10,000 minimum credit limit. If Chase thinks you can handle a limit that’s twice the minimum amount, based on your income and debt, you could be approved for $20k.
In general, you could get approved for a credit card with a $20,000 limit if you...
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Paul, Member
@paulelliottjr
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When I got the quicksilver one card my score was 600 without any babies on my report. NO other CC or charge offs. Approved with a $1000 CL. 6 mo later my credit is at 690 CO gave me a credit increase of 1000.
This answer was first published on 02/03/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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