FAQs
The best credit card for a 800 credit score is the Chase Sapphire Preferred because it offers an initial rewards bonus of 75,000 bonus points for spending $4,000 in the first 3 months, as well as 1 - 5 points per $1 spent on purchases. The card charges a $95 annual fee.
What card should I get with an 800 credit score? ›
The best credit card for a 800 credit score is the Chase Sapphire Preferred because it offers an initial rewards bonus of 75,000 bonus points for spending $4,000 in the first 3 months, as well as 1 - 5 points per $1 spent on purchases. The card charges a $95 annual fee.
What credit card limit can I get with an 800 credit score? ›
Despite those high balances, it's equally important to note that those with high credit scores also have high credit card limits. For those with 800-plus scores, their average credit card limits are $69,346. That's up from the $58,514 average we found in May 2021.
What credit card gives the highest credit score? ›
Best Credit Cards for Excellent Credit of June 2024:
- The Platinum Card® from American Express: Best overall.
- American Express® Gold Card: Best for dining.
- Discover it® Cash Back: Best for category variety.
- Capital One SavorOne Cash Rewards Credit Card: Best for food and entertainment.
Best credit cards of June 2024
- Best for point value: Chase Sapphire Preferred® Card.
- Best for dining and entertainment: Capital One SavorOne Cash Rewards Credit Card.
- Best overall: Wells Fargo Active Cash® Card.
- Best cash back on everyday spending: Blue Cash Everyday® Card from American Express.
Chase Freedom Unlimited®: Best feature: Flexible cash back rewards. Discover it® Cash Back: Best feature: Cash back on everyday purchases. Blue Cash Everyday® Card from American Express: Best feature: Cash back on everyday purchases. Delta SkyMiles® Gold American Express Card: Best feature: Delta Air Lines rewards.
Does a 750 vs 800 credit score matter? ›
A 750 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.
How to raise your credit score 200 points in 30 days? ›
How to Raise Your Credit Score by 200 Points
- Get More Credit Accounts.
- Pay Down High Credit Card Balances.
- Always Make On-Time Payments.
- Keep the Accounts that You Already Have.
- Dispute Incorrect Items on Your Credit Report.
To boost your chances, make sure you pay your bills on time, avoid carrying debt from month-to-month, and aim to have more than one type of credit in your arsenal. With a mix of credit under your name, responsible use, and some time, building an 800 credit score is possible.
How rare is credit score over 800? ›
According to a report by FICO, only 23% of the scorable population has a credit score of 800 or above.
A credit score of 900 is not possible, but older scoring models that are no longer used once went up to 900 or higher. The highest possible credit score you can get now is 850.
What is the easiest credit card to get with a high-limit and fair credit? ›
The Petal 2 Visa Credit Card, issued by WebBank, is the best high-limit credit card for people with average, fair or limited credit -- typically a credit score between 580 and 669.
What credit card has 750 welcome bonus? ›
Capital One Venture Rewards Credit Card
Annual fee: $95. Value of welcome bonus offer: $750 - $1,050. Capital One miles can be redeemed for 1 cent each in the Capital One Travel portal, but NerdWallet values Capital One miles at 1.4 cents each if you take advantage of transfer partners.
What is a good credit score by age? ›
How Credit Scores Breakdown by Generation
| Average FICO 8 Score by Generation |
|---|
| Generation | 2022 | 2023 |
|---|
| Generation Z (ages 18-26) | 679 - Good | 680 - Good |
| Millennials (27-42) | 687 - Good | 690 - Good |
| Generation X (43-58) | 707 - Good | 709 - Good |
2 more rowsOne of the best credit cards to use if you pay off your balance each month is the Chase Sapphire Preferred® Card, since you can save with 1 - 5 points per $1 spent and an initial bonus worth up to $937.50.
What can a 800 credit score get you? ›
An 800 credit score shows lenders you are an exceptional borrower. You may qualify for better mortgage and auto loan terms with a high credit score. You may also qualify for credit cards with better rewards and perks, such as access to airport lounges and free hotel breakfasts.
How rare is an 800 credit score? ›
According to a report by FICO, only 23% of the scorable population has a credit score of 800 or above.
How valuable is a 800 credit score? ›
Your 800 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
Can you get an 800 credit score with one credit card? ›
It might also be hard to achieve an 800 credit score until you have a mix of credit under your name. We're not saying you should take out a mortgage or a car loan just to get your credit score over 800, but if the only credit accounts on your file are credit cards, you might struggle to reach that 800 credit score.
