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Mariah PoseyEdited by
Mark FriedlanderReviewed by
Updated May 01, 2024
The average cost of car insurance in California is $2,633 per year for full coverage and $645 per year for minimum coverage.
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On This Page
On This Page
- Cost of car insurance in California
- Car insurance rates by city
- Costs by age and gender
- Costs by driving record
- Car insurance rates by vehicle type
- Estimate your car insurance cost
- How to save on car insurance
- Frequently asked questions
- Methodology
How much is car insurance in California?
Full coverage car insurance costs an average of $2,633 per year in California. The average cost for state minimum coverage is $645 per year. Nationally, full coverage costs $2,299, and minimum coverage costs $637 on average per year, so California is an expensive place to buy insurance. To determine the average cost of car insurance in California, our insurance editorial team reviewed average rates provided by Quadrant Information Services for a range of driver profiles.
While the average auto insurance rates in California could help you determine if you are overpaying for coverage, remember that your premium will vary based on several individual rating factors like the type of car you drive, your motor vehicle record, your claims history and how many miles you drive per year. The company you choose and your coverage types and limits will also affect your rate.
Key takeaways
- The average monthly premium for minimum coverage in California is $54. The average monthly premium for full coverage is $219 in California.
- Drivers in Los Angeles, according to our research, pay an average rate for full coverage insurance of $3,600, 37 percent more than the state average.
- California parents adding a 16-year-old driver to their full coverage auto insurance policy can expect an average premium of $6,136 per year.
- Drivers with a DUI on their license pay an average of $6,487 annually, which is 146 percent more than the state average
What would you like to do today?
California car insurance rates by city
Car insurance rates in California vary by city. Drivers in densely populated areas tend to have higher rates. For example, drivers in Los Angeles pay 37 percent more than the state average for full coverage, and the average cost in San Francisco is 13 percent more than the state average. Having more vehicles on the road could mean a greater chance of an accident. Other factors, such as the costs for vehicle repairs, parts and medical expenses can also impact how much drivers in a given city pay for coverage.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
| City | Avg. monthly full coverage premium | Avg. annual full coverage premium | Avg. savings vs. state average |
|---|---|---|---|
| Benton | $189 | $2,269 | -15% |
| Bishop | $170 | $2,043 | -25% |
| Darwin | $198 | $2,377 | -10% |
| Edwards | $193 | $2,320 | -13% |
| Lancaster | $236 | $2,830 | +7% |
| Burrel | $210 | $2,524 | -4% |
| Cantua Creek | $201 | $2,416 | -9% |
| Tracy | $206 | $2,475 | -6% |
| Catheys Valley | $185 | $2,220 | -17% |
| Coulterville | $195 | $2,336 | -12% |
| Escalon | $200 | $2,405 | -9% |
| Keyes | $211 | $2,534 | -4% |
| Los Angeles | $300 | $3,600 | +31% |
| Avenal | $187 | $2,247 | -16% |
| Huron | $190 | $2,283 | -14% |
| Laton | $194 | $2,330 | -12% |
| Maricopa | $192 | $2,302 | -13% |
| Shafter | $203 | $2,431 | -8% |
| Bakersfield | $206 | $2,468 | -6% |
| San Luis Obispo | $180 | $2,162 | -20% |
| Mill Creek | $191 | $2,291 | -14% |
| Weed | $162 | $1,941 | -30% |
| Whitmore | $187 | $2,247 | -16% |
| Floriston | $193 | $2,322 | -13% |
| Janesville | $189 | $2,264 | -15% |
| Markleeville | $192 | $2,306 | -13% |
| Westwood | $185 | $2,223 | -17% |
| South Lake Tahoe | $193 | $2,314 | -13% |
| Paso Robles | $178 | $2,140 | -21% |
| Santa Maria | $176 | $2,115 | -22% |
| Shandon | $192 | $2,303 | -13% |
| Exeter | $181 | $2,178 | -19% |
| Taft | $196 | $2,352 | -11% |
| Tupman | $203 | $2,435 | -8% |
| Visalia | $188 | $2,254 | -16% |
| Mineral | $185 | $2,224 | -17% |
| Old Station | $196 | $2,352 | -11% |
| Shasta Lake | $176 | $2,111 | -22% |
| Trinity Center | $190 | $2,283 | -14% |
| Chilcoot | $190 | $2,275 | -15% |
| Oceano | $172 | $2,066 | -24% |
| Mojave | $200 | $2,400 | -9% |
| Acton | $214 | $2,568 | -3% |
| Littlerock | $238 | $2,860 | +8% |
| Rosamond | $204 | $2,450 | -7% |
| Palmdale | $241 | $2,888 | +9% |
| Bass Lake | $196 | $2,357 | -11% |
| Caruthers | $205 | $2,456 | -7% |
| Groveland | $192 | $2,309 | -13% |
| Livingston | $194 | $2,325 | -12% |
| Mariposa | $190 | $2,278 | -14% |
| Hanford | $178 | $2,139 | -21% |
| Lebec | $208 | $2,498 | -5% |
| Waukena | $205 | $2,460 | -7% |
| Los Molinos | $179 | $2,153 | -20% |
| Montague | $170 | $2,036 | -26% |
| Obrien | $184 | $2,206 | -18% |
| Wendel | $192 | $2,306 | -13% |
| Tahoe Vista | $198 | $2,380 | -10% |
| Inyokern | $189 | $2,273 | -15% |
| Lone Pine | $184 | $2,212 | -17% |
| Randsburg | $206 | $2,472 | -6% |
| Ahwahnee | $182 | $2,181 | -19% |
| Chinese Camp | $189 | $2,263 | -15% |
| Pinecrest | $207 | $2,482 | -6% |
| Lompoc | $171 | $2,047 | -25% |
| Pismo Beach | $173 | $2,080 | -23% |
| Goleta | $179 | $2,144 | -20% |
| Santa Barbara | $188 | $2,257 | -15% |
| Alpaugh | $205 | $2,462 | -7% |
| Arvin | $209 | $2,513 | -5% |
| Chico | $182 | $2,186 | -19% |
| Irvine | $209 | $2,503 | -5% |
| Newport Beach | $210 | $2,520 | -4% |
| Westminster | $221 | $2,652 | +1% |
| Mission Viejo | $192 | $2,299 | -14% |
| San Juan Capistrano | $193 | $2,316 | -13% |
| Aliso Viejo | $199 | $2,385 | -10% |
| Tustin | $204 | $2,449 | -7% |
| Vacaville | $187 | $2,247 | -16% |
| Alta | $201 | $2,411 | -9% |
| Camino | $200 | $2,400 | -9% |
| Norden | $201 | $2,409 | -9% |
| Soda Springs | $198 | $2,372 | -10% |
| Weimar | $191 | $2,292 | -14% |
| Sacramento | $227 | $2,724 | +3% |
| Berry Creek | $192 | $2,305 | -13% |
| California City | $193 | $2,317 | -13% |
| Lake Hughes | $221 | $2,657 | +1% |
| Little Lake | $203 | $2,441 | -8% |
| Ridgecrest | $184 | $2,208 | -18% |
| Red Mountain | $206 | $2,475 | -6% |
| Auberry | $197 | $2,368 | -11% |
| Biola | $220 | $2,639 | +0% |
| Downey | $240 | $2,884 | +9% |
| Malibu | $268 | $3,219 | +20% |
| Marina Del Rey | $278 | $3,340 | +24% |
| Inglewood | $278 | $3,331 | +23% |
| Kerman | $202 | $2,423 | -8% |
| Mono Hot Springs | $196 | $2,356 | -11% |
| Orange Cove | $205 | $2,458 | -7% |
| Orosi | $202 | $2,422 | -8% |
| Traver | $195 | $2,342 | -12% |
| Fresno | $205 | $2,466 | -7% |
| Sequoia National Park | $200 | $2,400 | -9% |
| Tulare | $187 | $2,248 | -16% |
| Shasta | $180 | $2,158 | -20% |
| Shingletown | $174 | $2,082 | -23% |
| Tehama | $181 | $2,175 | -19% |
| Weaverville | $171 | $2,053 | -25% |
| Whiskeytown | $190 | $2,281 | -14% |
| Lake City | $184 | $2,203 | -18% |
| Homewood | $189 | $2,273 | -15% |
| Farmersville | $195 | $2,338 | -12% |
| Kettleman City | $190 | $2,281 | -14% |
| Lost Hills | $192 | $2,308 | -13% |
| Mc Farland | $203 | $2,435 | -8% |
| Culver City | $245 | $2,941 | +11% |
| Hawthorne | $250 | $3,002 | +13% |
| Topanga | $280 | $3,360 | +24% |
| Fowler | $208 | $2,494 | -5% |
| Hume | $203 | $2,435 | -8% |
| Kingsburg | $198 | $2,379 | -10% |
| Madera | $194 | $2,334 | -12% |
| Oakhurst | $184 | $2,212 | -17% |
| Lemon Grove | $193 | $2,315 | -13% |
| Spring Valley | $196 | $2,354 | -11% |
| Carlsbad | $188 | $2,262 | -15% |
| Escondido | $194 | $2,327 | -12% |
| San Diego | $196 | $2,350 | -11% |
| Coronado | $193 | $2,312 | -13% |
| Blythe | $187 | $2,238 | -16% |
| San Jose | $206 | $2,468 | -6% |
| Altaville | $192 | $2,301 | -13% |
| Campo Seco | $201 | $2,416 | -9% |
| Copperopolis | $198 | $2,375 | -10% |
| Lodi | $197 | $2,370 | -11% |
| Big Pine | $173 | $2,081 | -23% |
| Keene | $199 | $2,387 | -10% |
| Mammoth Lakes | $189 | $2,269 | -15% |
| Garden Grove | $220 | $2,639 | +0% |
| Anaheim | $218 | $2,615 | -1% |
| Villa Park | $209 | $2,507 | -5% |
| Corona | $208 | $2,493 | -5% |
| Ventura | $186 | $2,231 | -17% |
| Camarillo | $194 | $2,327 | -12% |
| Oxnard | $200 | $2,403 | -9% |
| Elk Creek | $186 | $2,226 | -17% |
| Glenn | $179 | $2,154 | -20% |
| Grimes | $192 | $2,304 | -13% |
| Rackerby | $192 | $2,305 | -13% |
| Taylorsville | $184 | $2,205 | -18% |
| Redding | $176 | $2,111 | -22% |
| Dorris | $188 | $2,250 | -16% |
| Douglas City | $195 | $2,335 | -12% |
| Bodfish | $195 | $2,336 | -12% |
| Lamont | $208 | $2,492 | -6% |
| Mcarthur | $188 | $2,252 | -16% |
| Palo Cedro | $175 | $2,101 | -22% |
| Round Mountain | $194 | $2,327 | -12% |
| Scott Bar | $191 | $2,290 | -14% |
| Blairsden-graeagle | $177 | $2,121 | -22% |
| Loyalton | $180 | $2,157 | -20% |
| Beckwourth | $193 | $2,311 | -13% |
| Kings Beach | $198 | $2,379 | -10% |
| Tahoe City | $186 | $2,235 | -16% |
| Wheatland | $193 | $2,320 | -13% |
| Emigrant Gap | $213 | $2,554 | -3% |
| Skyforest | $213 | $2,556 | -3% |
| Victorville | $225 | $2,696 | +2% |
| San Bernardino | $233 | $2,794 | +6% |
| Riverside | $214 | $2,565 | -3% |
| Homeland | $202 | $2,429 | -8% |
| Murrieta | $196 | $2,354 | -11% |
| Menifee | $206 | $2,477 | -6% |
| Wildomar | $196 | $2,358 | -11% |
| Perris | $219 | $2,631 | -0% |
| Laguna Niguel | $199 | $2,389 | -10% |
| Whitethorn | $200 | $2,404 | -9% |
| West Sacramento | $217 | $2,609 | -1% |
| Brooks | $210 | $2,519 | -4% |
| Diamond Springs | $189 | $2,272 | -15% |
| Georgetown | $198 | $2,381 | -10% |
| Greenwood | $201 | $2,417 | -9% |
| Lotus | $206 | $2,470 | -6% |
| Volcano | $189 | $2,270 | -15% |
| Edison | $216 | $2,589 | -2% |
| Lake Isabella | $194 | $2,329 | -12% |
| Lemoore | $187 | $2,249 | -16% |
| New Cuyama | $177 | $2,127 | -21% |
| Pixley | $191 | $2,293 | -14% |
| Strathmore | $198 | $2,378 | -10% |
| Tipton | $193 | $2,312 | -13% |
| Wofford Heights | $194 | $2,326 | -12% |
| Cedarville | $188 | $2,255 | -15% |
| Clio | $187 | $2,248 | -16% |
| Litchfield | $185 | $2,218 | -17% |
| Milford | $190 | $2,278 | -14% |
| Ravendale | $197 | $2,362 | -11% |
| Rancho Cucamonga | $211 | $2,528 | -4% |
| Chino | $218 | $2,617 | -1% |
| El Monte | $241 | $2,894 | +9% |
| Glendora | $206 | $2,472 | -6% |
| Campo | $201 | $2,408 | -9% |
| Rodeo | $213 | $2,550 | -3% |
| Moraga | $200 | $2,399 | -9% |
| Deer Park | $207 | $2,481 | -6% |
| Suisun City | $206 | $2,469 | -6% |
| Walnut Creek | $191 | $2,289 | -14% |
| Richmond | $240 | $2,880 | +9% |
| Corte Madera | $195 | $2,340 | -12% |
| Orange | $203 | $2,432 | -8% |
| San Miguel | $187 | $2,246 | -16% |
| Piru | $208 | $2,493 | -5% |
| Port Hueneme | $200 | $2,398 | -9% |
| Grass Valley | $185 | $2,220 | -17% |
| Quincy | $172 | $2,070 | -24% |
| Twain | $194 | $2,326 | -12% |
| Williams | $192 | $2,302 | -13% |
| Yuba City | $198 | $2,380 | -10% |
| El Nido | $201 | $2,411 | -9% |
| Davis Creek | $189 | $2,272 | -15% |
| Topaz | $189 | $2,270 | -15% |
| Olympic Valley | $201 | $2,415 | -9% |
| Truckee | $187 | $2,243 | -16% |
| Placentia | $202 | $2,424 | -8% |
| Fillmore | $195 | $2,342 | -12% |
| Ojai | $190 | $2,279 | -14% |
| Santa Ynez | $175 | $2,102 | -22% |
| Solvang | $170 | $2,038 | -25% |
| Nubieber | $189 | $2,270 | -15% |
| Paynes Creek | $189 | $2,264 | -15% |
| Beverly Hills | $341 | $4,098 | +44% |
| Venice | $269 | $3,223 | +20% |
| Playa Del Rey | $245 | $2,945 | +11% |
| La Quinta | $200 | $2,405 | -9% |
| Rancho Mirage | $210 | $2,525 | -4% |
| Hesperia | $220 | $2,646 | +0% |
| Loma Linda | $214 | $2,573 | -2% |
| Needles | $192 | $2,303 | -13% |
| Phelan | $214 | $2,565 | -3% |
| Comptche | $194 | $2,328 | -12% |
| Little River | $191 | $2,295 | -14% |
| Sebastopol | $192 | $2,299 | -14% |
| Bridgeville | $200 | $2,406 | -9% |
| Gardena | $235 | $2,825 | +7% |
| Huntington Park | $255 | $3,059 | +15% |
| Lawndale | $238 | $2,851 | +8% |
| Atascadero | $175 | $2,096 | -23% |
| Clovis | $191 | $2,294 | -14% |
| Selma | $205 | $2,464 | -7% |
| Shaver Lake | $196 | $2,352 | -11% |
| Burson | $201 | $2,410 | -9% |
| Glencoe | $199 | $2,393 | -10% |
| Lynwood | $254 | $3,042 | +14% |
| San Joaquin | $201 | $2,410 | -9% |
| Sierraville | $184 | $2,209 | -18% |
| Susanville | $180 | $2,160 | -20% |
| Standish | $191 | $2,292 | -14% |
| Dobbins | $185 | $2,226 | -17% |
| Dunnigan | $186 | $2,226 | -17% |
| Nelson | $184 | $2,208 | -18% |
| North San Juan | $202 | $2,418 | -9% |
| Oroville | $183 | $2,195 | -18% |
| Palermo | $188 | $2,261 | -15% |
| Stirling City | $197 | $2,363 | -11% |
| Canby | $186 | $2,230 | -17% |
| Cottonwood | $176 | $2,112 | -22% |
| Descanso | $185 | $2,218 | -17% |
| Cantil | $204 | $2,448 | -7% |
| Keeler | $195 | $2,346 | -12% |
| Olancha | $194 | $2,327 | -12% |
| Badger | $204 | $2,445 | -7% |
| Hilmar | $198 | $2,380 | -10% |
| Jamestown | $184 | $2,214 | -17% |
| Templeton | $172 | $2,068 | -24% |
| Boron | $196 | $2,353 | -11% |
| Big Oak Flat | $204 | $2,450 | -7% |
| Hughson | $200 | $2,404 | -9% |
| Lathrop | $209 | $2,512 | -5% |
| Merced | $197 | $2,364 | -11% |
| Browns Valley | $191 | $2,289 | -14% |
| Big Creek | $208 | $2,491 | -6% |
| Denair | $199 | $2,388 | -10% |
| Hickman | $210 | $2,525 | -4% |
| Long Barn | $198 | $2,376 | -10% |
| Harmony | $190 | $2,283 | -14% |
| Morro Bay | $170 | $2,043 | -25% |
| San Ardo | $170 | $2,044 | -25% |
| Grover Beach | $175 | $2,094 | -23% |
| Bridgeport | $201 | $2,413 | -9% |
| Caliente | $200 | $2,396 | -9% |
| Johannesburg | $194 | $2,324 | -12% |
| Tehachapi | $189 | $2,266 | -15% |
| Ceres | $209 | $2,512 | -5% |
| Empire | $206 | $2,470 | -6% |
| La Grange | $210 | $2,516 | -5% |
| Le Grand | $187 | $2,247 | -16% |
| Pacific Palisades | $280 | $3,359 | +24% |
| Riverdale | $197 | $2,362 | -11% |
| Dunlap | $202 | $2,423 | -8% |
| Five Points | $203 | $2,439 | -8% |
| Friant | $216 | $2,587 | -2% |
| Parlier | $202 | $2,425 | -8% |
| Torrance | $216 | $2,594 | -2% |
| La Mirada | $225 | $2,698 | +2% |
| Bellflower | $235 | $2,825 | +7% |
| Lakewood | $214 | $2,573 | -2% |
| Hawaiian Gardens | $230 | $2,758 | +5% |
| Lomita | $214 | $2,572 | -2% |
| Paramount | $242 | $2,901 | +10% |
| San Pedro | $226 | $2,711 | +3% |
| Jolon | $178 | $2,140 | -21% |
| Daly City | $238 | $2,857 | +8% |
| Mountain View | $185 | $2,214 | -17% |
| Sunnyvale | $189 | $2,268 | -15% |
| Yorba Linda | $206 | $2,467 | -7% |
| Independence | $184 | $2,210 | -17% |
| Valyermo | $214 | $2,571 | -2% |
| Cressey | $191 | $2,297 | -14% |
| Delhi | $193 | $2,317 | -13% |
| Gustine | $197 | $2,359 | -11% |
| Manteca | $205 | $2,457 | -7% |
| Cambria | $165 | $1,985 | -28% |
| Creston | $177 | $2,122 | -22% |
| Los Olivos | $176 | $2,116 | -22% |
| Guasti | $215 | $2,579 | -2% |
| Monterey Park | $243 | $2,912 | +10% |
| Rosemead | $240 | $2,884 | +9% |
| San Dimas | $211 | $2,529 | -4% |
| Upland | $207 | $2,490 | -6% |
| Bonita | $187 | $2,249 | -16% |
| Pope Valley | $212 | $2,547 | -3% |
| San Simeon | $175 | $2,094 | -23% |
| Stockton | $217 | $2,610 | -1% |
| Duncans Mills | $208 | $2,491 | -6% |
| Geyserville | $189 | $2,271 | -15% |
| Mendocino | $182 | $2,182 | -19% |
| Philo | $185 | $2,217 | -17% |
| Point Arena | $200 | $2,403 | -9% |
| Fields Landing | $199 | $2,388 | -10% |
| Fort Dick | $193 | $2,316 | -13% |
| Klamath | $198 | $2,378 | -10% |
| Myers Flat | $196 | $2,349 | -11% |
| Casmalia | $185 | $2,219 | -17% |
| North Hollywood | $322 | $3,870 | +38% |
| South El Monte | $238 | $2,854 | +8% |
| Ontario | $220 | $2,642 | +0% |
| San Gabriel | $242 | $2,906 | +10% |
| Pomona | $224 | $2,690 | +2% |
| Alhambra | $246 | $2,953 | +11% |
| San Leandro | $220 | $2,640 | +0% |
| Vallejo | $222 | $2,662 | +1% |
| Oakland | $249 | $2,986 | +13% |
| Berkeley | $216 | $2,592 | -2% |
| Rohnert Park | $193 | $2,320 | -13% |
| Cayucos | $174 | $2,094 | -23% |
| Guadalupe | $181 | $2,176 | -19% |
| Imperial Beach | $194 | $2,325 | -12% |
| La Mesa | $183 | $2,199 | -18% |
| El Cajon | $201 | $2,412 | -9% |
| La Jolla | $207 | $2,486 | -6% |
| Lakeside | $187 | $2,243 | -16% |
| Oceanside | $192 | $2,307 | -13% |
| Vista | $191 | $2,294 | -14% |
| Fallbrook | $193 | $2,317 | -13% |
| San Geronimo | $208 | $2,498 | -5% |
| Petaluma | $197 | $2,364 | -11% |
| Coyote | $194 | $2,324 | -12% |
| Davenport | $192 | $2,308 | -13% |
| Gilroy | $189 | $2,265 | -15% |
| Los Gatos | $197 | $2,365 | -11% |
| Santa Clara | $196 | $2,351 | -11% |
| Watsonville | $196 | $2,357 | -11% |
| Holtville | $192 | $2,303 | -13% |
| Imperial | $190 | $2,279 | -14% |
| Ocotillo | $189 | $2,272 | -15% |
| Thousand Palms | $198 | $2,371 | -10% |
| Yucca Valley | $195 | $2,342 | -12% |
| Helendale | $204 | $2,446 | -7% |
| Mountain Pass | $214 | $2,567 | -3% |
| Covelo | $195 | $2,339 | -12% |
| Hopland | $185 | $2,214 | -17% |
| Kelseyville | $192 | $2,304 | -13% |
| Lucerne | $180 | $2,160 | -20% |
| Ukiah | $183 | $2,199 | -18% |
| Mckinleyville | $175 | $2,097 | -23% |
| Bayside | $179 | $2,144 | -21% |
| Hoopa | $232 | $2,788 | +6% |
| Phillipsville | $193 | $2,311 | -13% |
| Pacoima | $273 | $3,271 | +22% |
| Calabasas | $291 | $3,491 | +28% |
| Avila Beach | $171 | $2,057 | -25% |
| Raisin City | $208 | $2,493 | -5% |
| Sanger | $193 | $2,322 | -13% |
| Tranquillity | $208 | $2,498 | -5% |
| Amboy | $224 | $2,688 | +2% |
| Blue Jay | $217 | $2,598 | -1% |
| Crestline | $209 | $2,512 | -5% |
| Hinkley | $207 | $2,480 | -6% |
| Guerneville | $198 | $2,375 | -10% |
| Jenner | $205 | $2,463 | -7% |
| Rio Nido | $203 | $2,433 | -8% |
| Blocksburg | $202 | $2,428 | -8% |
| Arcata | $175 | $2,099 | -23% |
| Crescent City | $175 | $2,101 | -22% |
| Long Beach | $233 | $2,794 | +6% |
| Arcadia | $237 | $2,839 | +8% |
| San Marino | $239 | $2,864 | +8% |
| Pasadena | $246 | $2,957 | +12% |
| Glendale | $327 | $3,923 | +39% |
| San Francisco | $248 | $2,981 | +12% |
| Running Springs | $224 | $2,685 | +2% |
| Hemet | $201 | $2,414 | -9% |
| Idyllwild | $199 | $2,382 | -10% |
| Pleasanton | $186 | $2,229 | -17% |
| San Pablo | $244 | $2,934 | +11% |
| Bodega Bay | $194 | $2,323 | -13% |
| Encino | $326 | $3,916 | +39% |
| San Fernando | $253 | $3,035 | +14% |
| Westlake Village | $217 | $2,605 | -1% |
| Van Nuys | $333 | $4,001 | +41% |
| Burbank | $282 | $3,379 | +25% |
| Palo Alto | $192 | $2,302 | -13% |
| Calistoga | $201 | $2,409 | -9% |
| Crockett | $208 | $2,494 | -5% |
| Fremont | $199 | $2,393 | -10% |
| Hayward | $221 | $2,648 | +1% |
| Napa | $198 | $2,372 | -10% |
| Simi Valley | $208 | $2,500 | -5% |
| Storrie | $199 | $2,390 | -10% |
| Sutter | $193 | $2,318 | -13% |
| Washington | $199 | $2,386 | -10% |
| Willows | $177 | $2,119 | -22% |
| Bella Vista | $174 | $2,087 | -23% |
| Big Bar | $185 | $2,220 | -17% |
| Igo | $179 | $2,147 | -20% |
| Lakehead | $176 | $2,115 | -22% |
| Newhall | $230 | $2,761 | +5% |
| Antioch | $222 | $2,667 | +1% |
| Birds Landing | $205 | $2,465 | -7% |
| Canyon | $215 | $2,576 | -2% |
| Danville | $193 | $2,320 | -13% |
| Concord | $200 | $2,397 | -9% |
| Livermore | $186 | $2,234 | -16% |
| Santa Monica | $268 | $3,215 | +20% |
| National City | $194 | $2,328 | -12% |
| Encinitas | $187 | $2,245 | -16% |
| Ramona | $199 | $2,394 | -10% |
| Rancho Santa Fe | $207 | $2,489 | -6% |
| Santee | $177 | $2,122 | -22% |
| Aptos | $180 | $2,165 | -20% |
| Cupertino | $185 | $2,221 | -17% |
| Hollister | $186 | $2,236 | -16% |
| Moss Landing | $191 | $2,292 | -14% |
| Santa Cruz | $185 | $2,216 | -17% |
| Scotts Valley | $177 | $2,128 | -21% |
| Tres Pinos | $185 | $2,222 | -17% |
| Laguna Beach | $209 | $2,514 | -5% |
| Trabuco Canyon | $200 | $2,399 | -9% |
| Fullerton | $217 | $2,599 | -1% |
| Wilton | $207 | $2,482 | -6% |
| Woodland | $184 | $2,206 | -18% |
| Applegate | $187 | $2,243 | -16% |
| Dutch Flat | $198 | $2,372 | -10% |
| Gold Run | $200 | $2,405 | -9% |
| Pollock Pines | $201 | $2,417 | -9% |
| Bangor | $204 | $2,447 | -7% |
| Whittier | $220 | $2,637 | +0% |
| Artesia | $226 | $2,718 | +3% |
| Seal Beach | $198 | $2,379 | -10% |
| Salinas | $190 | $2,274 | -15% |
| Lockwood | $178 | $2,133 | -21% |
| Monterey | $182 | $2,178 | -19% |
| Los Altos | $185 | $2,225 | -17% |
| Moss Beach | $194 | $2,324 | -12% |
| Manhattan Beach | $215 | $2,575 | -2% |
| Redondo Beach | $211 | $2,526 | -4% |
| Studio City | $306 | $3,667 | +33% |
| Mira Loma | $214 | $2,574 | -2% |
| Alpine | $194 | $2,333 | -12% |
| Greenbrae | $204 | $2,450 | -7% |
| Belvedere Tiburon | $210 | $2,515 | -5% |
| Arroyo Grande | $171 | $2,050 | -25% |
| Del Rey | $212 | $2,547 | -3% |
| Mendota | $200 | $2,403 | -9% |
| O Neals | $195 | $2,345 | -12% |
| Santa Rita Park | $201 | $2,410 | -9% |
| Squaw Valley | $200 | $2,403 | -9% |
| Universal City | $322 | $3,863 | +38% |
| City Of Industry | $220 | $2,635 | +0% |
| Montclair | $213 | $2,553 | -3% |
| West Covina | $225 | $2,694 | +2% |
| Chula Vista | $189 | $2,267 | -15% |
| Emeryville | $247 | $2,964 | +12% |
| San Rafael | $203 | $2,436 | -8% |
| Cypress | $220 | $2,640 | +0% |
| Harbor City | $226 | $2,715 | +3% |
| Sylmar | $262 | $3,145 | +18% |
| Stanford | $187 | $2,248 | -16% |
| Discovery Bay | $211 | $2,529 | -4% |
| El Cerrito | $197 | $2,363 | -11% |
| Oakville | $219 | $2,629 | -0% |
| Orinda | $196 | $2,351 | -11% |
| Buena Park | $225 | $2,697 | +2% |
| La Habra | $215 | $2,583 | -2% |
| Montebello | $243 | $2,921 | +10% |
| Pico Rivera | $219 | $2,632 | -0% |
| Cerritos | $233 | $2,793 | +6% |
| Soledad | $183 | $2,201 | -18% |
| Loma Mar | $190 | $2,278 | -14% |
| San Bruno | $221 | $2,647 | +1% |
| San Carlos | $192 | $2,306 | -13% |
| Valley Village | $319 | $3,826 | +37% |
| Azusa | $221 | $2,648 | +1% |
| Baldwin Park | $232 | $2,782 | +5% |
| La Puente | $225 | $2,697 | +2% |
| Mt Baldy | $213 | $2,552 | -3% |
| El Sobrante | $230 | $2,758 | +5% |
| Beale Afb | $194 | $2,328 | -12% |
| Arbuckle | $185 | $2,222 | -17% |
| Belden | $196 | $2,349 | -11% |
| Buttonwillow | $205 | $2,457 | -7% |
| Earlimart | $205 | $2,456 | -7% |
| Moorpark | $199 | $2,382 | -10% |
| Summerland | $188 | $2,259 | -15% |
| Forbestown | $191 | $2,293 | -14% |
| Smartsville | $195 | $2,337 | -12% |
| Fort Jones | $183 | $2,199 | -18% |
| Junction City | $182 | $2,185 | -19% |
| Norwalk | $227 | $2,719 | +3% |
| Carson | $237 | $2,845 | +8% |
| Burlingame | $210 | $2,517 | -5% |
| Etna | $173 | $2,077 | -24% |
| Forks Of Salmon | $194 | $2,332 | -12% |
| Klamath River | $187 | $2,244 | -16% |
| Lewiston | $182 | $2,179 | -19% |
| Los Osos | $162 | $1,946 | -30% |
| Helm | $207 | $2,487 | -6% |
| North Fork | $203 | $2,441 | -8% |
| Wishon | $193 | $2,318 | -13% |
| La Palma | $224 | $2,687 | +2% |
| Santa Fe Springs | $218 | $2,620 | -1% |
| Wilmington | $218 | $2,620 | -0% |
| Pebble Beach | $174 | $2,090 | -23% |
| Seaside | $177 | $2,125 | -21% |
| Walnut | $230 | $2,762 | +5% |
| Sunol | $201 | $2,418 | -9% |
| Yountville | $191 | $2,288 | -14% |
| Dillon Beach | $205 | $2,465 | -7% |
| Huntington Beach | $209 | $2,502 | -5% |
| Ladera Ranch | $193 | $2,310 | -13% |
| Atwood | $226 | $2,710 | +3% |
| Winters | $193 | $2,316 | -13% |
| Chicago Park | $195 | $2,344 | -12% |
| Kyburz | $204 | $2,449 | -7% |
| Midpines | $193 | $2,310 | -13% |
| Tuolumne | $186 | $2,235 | -16% |
| Waterford | $205 | $2,461 | -7% |
| Modesto | $215 | $2,576 | -2% |
| Annapolis | $203 | $2,438 | -8% |
| Snelling | $204 | $2,444 | -7% |
| Vernalis | $204 | $2,443 | -8% |
| Costa Mesa | $203 | $2,434 | -8% |
| Midway City | $227 | $2,718 | +3% |
| Fountain Valley | $212 | $2,539 | -4% |
| Rancho Cordova | $222 | $2,668 | +1% |
| Antelope | $229 | $2,743 | +4% |
| Artois | $185 | $2,214 | -17% |
| Biggs | $177 | $2,122 | -22% |
| Canyon Dam | $188 | $2,259 | -15% |
| Tecopa | $188 | $2,262 | -15% |
| Lake Elsinore | $217 | $2,607 | -1% |
| Moreno Valley | $219 | $2,623 | -0% |
| San Jacinto | $212 | $2,540 | -4% |
| Winchester | $200 | $2,405 | -9% |
| Scotia | $189 | $2,265 | -15% |
| Guinda | $197 | $2,367 | -11% |
| Hood | $200 | $2,401 | -9% |
| Placerville | $199 | $2,391 | -10% |
| Plymouth | $195 | $2,337 | -12% |
| Rio Linda | $234 | $2,808 | +6% |
| Rio Oso | $204 | $2,444 | -7% |
| Ryde | $209 | $2,510 | -5% |
| Shingle Springs | $193 | $2,320 | -13% |
| Newbury Park | $204 | $2,453 | -7% |
| Canyon Country | $234 | $2,805 | +6% |
| Oak Park | $222 | $2,667 | +1% |
| Big Sur | $191 | $2,288 | -14% |
| Carmel Valley | $183 | $2,191 | -18% |
| Pacific Grove | $168 | $2,015 | -27% |
| Half Moon Bay | $190 | $2,283 | -14% |
| Portola Valley | $193 | $2,320 | -13% |
| Redwood City | $195 | $2,339 | -12% |
| Earp | $195 | $2,343 | -12% |
| Morongo Valley | $203 | $2,434 | -8% |
| Cedar Glen | $226 | $2,715 | +3% |
| Daggett | $203 | $2,436 | -8% |
| Fontana | $219 | $2,629 | -0% |
| Green Valley Lake | $215 | $2,583 | -2% |
| Lucerne Valley | $208 | $2,497 | -5% |
| Oro Grande | $206 | $2,467 | -7% |
| Pinon Hills | $207 | $2,481 | -6% |
| West Point | $196 | $2,347 | -11% |
| Woodbridge | $194 | $2,329 | -12% |
| Ballico | $207 | $2,478 | -6% |
| Elk | $199 | $2,393 | -10% |
| Stewarts Point | $210 | $2,525 | -4% |
| Villa Grande | $195 | $2,336 | -12% |
| Vineburg | $201 | $2,409 | -9% |
| Eureka | $185 | $2,216 | -17% |
| Alderpoint | $207 | $2,487 | -6% |
| Ferndale | $177 | $2,118 | -22% |
| Gasquet | $186 | $2,236 | -16% |
| Rail Road Flat | $197 | $2,359 | -11% |
| San Andreas | $196 | $2,356 | -11% |
| Valley Springs | $200 | $2,396 | -9% |
| El Centro | $195 | $2,335 | -12% |
| Mecca | $219 | $2,628 | -0% |
| Palm Desert | $194 | $2,331 | -12% |
| Palm Springs | $214 | $2,563 | -3% |
| Adelanto | $236 | $2,828 | +7% |
| Lake Arrowhead | $217 | $2,606 | -1% |
| Redlands | $203 | $2,436 | -8% |
| Forestville | $196 | $2,347 | -11% |
| Fort Bragg | $180 | $2,163 | -20% |
| Fulton | $205 | $2,464 | -7% |
| Blue Lake | $175 | $2,098 | -23% |
| Garberville | $195 | $2,343 | -12% |
| Honeydew | $202 | $2,426 | -8% |
| Hydesville | $187 | $2,243 | -16% |
| Kneeland | $189 | $2,264 | -15% |
| Korbel | $186 | $2,235 | -16% |
| Compton | $263 | $3,156 | +18% |
| El Segundo | $213 | $2,559 | -3% |
| Warner Springs | $195 | $2,345 | -12% |
| Cotati | $187 | $2,248 | -16% |
| Novato | $191 | $2,292 | -14% |
| Campbell | $188 | $2,255 | -15% |
| Morgan Hill | $187 | $2,241 | -16% |
| Redwood Estates | $196 | $2,349 | -11% |
| Soquel | $180 | $2,155 | -20% |
| Indio | $198 | $2,376 | -10% |
| Indian Wells | $200 | $2,401 | -9% |
| Cathedral City | $204 | $2,447 | -7% |
| Holt | $219 | $2,626 | -0% |
| San Mateo | $194 | $2,329 | -12% |
| Alameda | $208 | $2,498 | -5% |
| Diablo | $200 | $2,405 | -9% |
| Castro Valley | $198 | $2,373 | -10% |
| Potrero | $199 | $2,388 | -10% |
| Nicasio | $218 | $2,614 | -1% |
| Penngrove | $193 | $2,312 | -13% |
| Aromas | $189 | $2,271 | -15% |
| San Martin | $189 | $2,265 | -15% |
| Signal Hill | $234 | $2,807 | +6% |
| Carmel | $178 | $2,134 | -21% |
| Menlo Park | $187 | $2,245 | -16% |
| San Ysidro | $185 | $2,214 | -17% |
| Jamul | $212 | $2,543 | -3% |
| Bonsall | $204 | $2,445 | -7% |
| Del Mar | $199 | $2,386 | -10% |
| Pala | $223 | $2,674 | +2% |
| Mill Valley | $204 | $2,444 | -7% |
| San Quentin | $213 | $2,558 | -3% |
| Woodacre | $196 | $2,356 | -11% |
| Fairfax | $197 | $2,367 | -11% |
| San Anselmo | $195 | $2,336 | -12% |
| Brandeis | $221 | $2,646 | +0% |
| Olivehurst | $188 | $2,256 | -15% |
| Paradise | $177 | $2,118 | -22% |
| Princeton | $182 | $2,181 | -19% |
| Burney | $187 | $2,240 | -16% |
| Callahan | $186 | $2,234 | -16% |
| Cassel | $188 | $2,258 | -15% |
| Dunsmuir | $170 | $2,043 | -25% |
| French Gulch | $188 | $2,259 | -15% |
| Gerber | $177 | $2,127 | -21% |
| Port Costa | $210 | $2,519 | -4% |
| Rio Vista | $192 | $2,300 | -14% |
| San Ramon | $194 | $2,327 | -12% |
| Parker Dam | $196 | $2,355 | -11% |
| Thermal | $212 | $2,550 | -3% |
| Twentynine Palms | $245 | $2,939 | +11% |
| Apple Valley | $214 | $2,572 | -2% |
| Bryn Mawr | $225 | $2,704 | +3% |
| Colton | $213 | $2,557 | -3% |
| Newberry Springs | $197 | $2,360 | -11% |
| Glenhaven | $196 | $2,349 | -11% |
| Manchester | $194 | $2,333 | -12% |
| Nice | $189 | $2,272 | -15% |
| Potter Valley | $189 | $2,267 | -15% |
| The Sea Ranch | $180 | $2,162 | -20% |
| Burnt Ranch | $193 | $2,319 | -13% |
| Carlotta | $187 | $2,245 | -16% |
| Orleans | $194 | $2,328 | -12% |
| North Palm Springs | $217 | $2,603 | -1% |
| Seeley | $196 | $2,350 | -11% |
| Westmorland | $190 | $2,275 | -15% |
| Cedarpines Park | $206 | $2,474 | -6% |
| Essex | $210 | $2,522 | -4% |
| Fawnskin | $210 | $2,520 | -4% |
| Forest Falls | $214 | $2,568 | -3% |
| Lytle Creek | $220 | $2,645 | +0% |
| Mentone | $203 | $2,439 | -8% |
| Gualala | $195 | $2,341 | -12% |
| Lakeport | $176 | $2,106 | -22% |
| Laytonville | $200 | $2,400 | -9% |
| Occidental | $200 | $2,400 | -9% |
| Hidden Valley Lake | $202 | $2,419 | -9% |
| Sonoma | $192 | $2,303 | -13% |
| Yorkville | $192 | $2,304 | -13% |
| Loleta | $181 | $2,176 | -19% |
| Mad River | $190 | $2,276 | -15% |
| Orick | $191 | $2,290 | -14% |
| Tarzana | $343 | $4,113 | +44% |
| Thousand Oaks | $207 | $2,485 | -6% |
| Santa Clarita | $227 | $2,723 | +3% |
| Sherman Oaks | $307 | $3,682 | +33% |
| American Canyon | $208 | $2,498 | -5% |
| Alamo | $195 | $2,339 | -12% |
| Bethel Island | $209 | $2,512 | -5% |
| Pleasant Hill | $190 | $2,279 | -14% |
| Lafayette | $193 | $2,320 | -13% |
| Oakley | $216 | $2,589 | -2% |
| Landers | $191 | $2,286 | -14% |
| Barstow | $202 | $2,424 | -8% |
| Highland | $214 | $2,567 | -3% |
| Graton | $199 | $2,393 | -10% |
| Healdsburg | $193 | $2,320 | -13% |
| Kenwood | $192 | $2,308 | -13% |
| Witter Springs | $189 | $2,264 | -15% |
| Fortuna | $175 | $2,101 | -22% |
| San Clemente | $191 | $2,298 | -14% |
| Santa Ana | $215 | $2,576 | -2% |
| Salton City | $201 | $2,414 | -9% |
| Vidal | $200 | $2,396 | -9% |
| Angelus Oaks | $213 | $2,552 | -3% |
| Fort Irwin | $205 | $2,458 | -7% |
| Atwater | $192 | $2,308 | -13% |
| Glen Ellen | $198 | $2,380 | -10% |
| Lower Lake | $198 | $2,377 | -10% |
| Westport | $200 | $2,405 | -9% |
| Willits | $194 | $2,328 | -12% |
| Claremont | $199 | $2,390 | -10% |
| Covina | $216 | $2,595 | -1% |
| Whitewater | $210 | $2,514 | -5% |
| Winterhaven | $191 | $2,290 | -14% |
| Baker | $202 | $2,427 | -8% |
| Big Bear City | $203 | $2,434 | -8% |
| Bloomington | $220 | $2,642 | +0% |
| Death Valley | $192 | $2,304 | -13% |
| Ludlow | $211 | $2,532 | -4% |
| Rialto | $224 | $2,684 | +2% |
| Wilseyville | $210 | $2,515 | -5% |
| Finley | $192 | $2,302 | -13% |
| Monte Rio | $194 | $2,331 | -12% |
| Navarro | $198 | $2,379 | -10% |
| Redwood Valley | $181 | $2,173 | -19% |
| Upper Lake | $195 | $2,339 | -12% |
| Petrolia | $192 | $2,310 | -13% |
| Holy City | $205 | $2,460 | -7% |
| West Hollywood | $332 | $3,989 | +41% |
| Palos Verdes Peninsula | $221 | $2,653 | +1% |
| Bradley | $179 | $2,142 | -21% |
| Cutler | $199 | $2,383 | -10% |
| Dinuba | $196 | $2,357 | -11% |
| Firebaugh | $194 | $2,323 | -13% |
| Lakeshore | $203 | $2,434 | -8% |
| Los Banos | $190 | $2,280 | -14% |
| Piedra | $205 | $2,465 | -7% |
| Raymond | $196 | $2,351 | -11% |
| Reedley | $198 | $2,375 | -10% |
| Banning | $192 | $2,308 | -13% |
| Calexico | $192 | $2,301 | -13% |
| Coachella | $214 | $2,571 | -2% |
| La Canada Flintridge | $255 | $3,057 | +15% |
| Montrose | $266 | $3,197 | +19% |
| Canoga Park | $288 | $3,458 | +27% |
| Chatsworth | $276 | $3,306 | +23% |
| Rancho Palos Verdes | $223 | $2,677 | +2% |
| South Gate | $247 | $2,961 | +12% |
| Dos Palos | $191 | $2,287 | -14% |
| Miramonte | $200 | $2,398 | -9% |
| Sultana | $196 | $2,346 | -12% |
| Tollhouse | $201 | $2,410 | -9% |
| Pearblossom | $221 | $2,650 | +1% |
| Columbia | $188 | $2,259 | -15% |
| Fellows | $196 | $2,352 | -11% |
| Frazier Park | $203 | $2,436 | -8% |
| Kaweah | $191 | $2,297 | -14% |
| Posey | $196 | $2,354 | -11% |
| Stratford | $199 | $2,383 | -10% |
| Mount Shasta | $163 | $1,956 | -30% |
| Oak Run | $189 | $2,265 | -15% |
| Meadow Vista | $187 | $2,244 | -16% |
| Altadena | $242 | $2,902 | +10% |
| Monrovia | $212 | $2,548 | -3% |
| Sierra Madre | $207 | $2,486 | -6% |
| Castaic | $224 | $2,684 | +2% |
| Beaumont | $193 | $2,315 | -13% |
| Angels Camp | $183 | $2,197 | -18% |
| Avery | $199 | $2,388 | -10% |
| Farmington | $206 | $2,469 | -6% |
| Hathaway Pines | $200 | $2,400 | -9% |
| Linden | $206 | $2,478 | -6% |
| Nipomo | $170 | $2,042 | -25% |
| Santa Margarita | $183 | $2,194 | -18% |
| Garden Valley | $201 | $2,415 | -9% |
| Temecula | $199 | $2,385 | -10% |
| Carmichael | $216 | $2,594 | -2% |
| Citrus Heights | $212 | $2,549 | -3% |
| Clarksburg | $202 | $2,429 | -8% |
| Carmel By The Sea | $173 | $2,074 | -24% |
| Ranchita | $197 | $2,367 | -11% |
| Santa Ysabel | $201 | $2,418 | -9% |
| Poway | $186 | $2,237 | -16% |
| Sausalito | $206 | $2,471 | -6% |
| Larkspur | $195 | $2,337 | -12% |
| Brookdale | $200 | $2,402 | -9% |
| Capitola | $173 | $2,074 | -24% |
| Felton | $184 | $2,202 | -18% |
| Saratoga | $196 | $2,357 | -11% |
| Mount Hamilton | $199 | $2,385 | -10% |
| Arnold | $186 | $2,232 | -17% |
| Murphys | $187 | $2,245 | -16% |
| Shoshone | $191 | $2,289 | -14% |
| March Air Reserve Base | $212 | $2,545 | -3% |
| Sun City | $199 | $2,384 | -10% |
| Foothill Ranch | $191 | $2,294 | -14% |
| Trinidad | $171 | $2,052 | -25% |
| Leggett | $200 | $2,397 | -9% |
| Davis | $180 | $2,159 | -20% |
| Foresthill | $192 | $2,310 | -13% |
| Lincoln | $195 | $2,336 | -12% |
| Martell | $203 | $2,432 | -8% |
| Pilot Hill | $211 | $2,535 | -4% |
| Pine Grove | $194 | $2,325 | -12% |
| Pleasant Grove | $203 | $2,440 | -8% |
| Robbins | $203 | $2,440 | -8% |
| Yettem | $202 | $2,428 | -8% |
| Twin Peaks | $208 | $2,498 | -5% |
| Yermo | $198 | $2,372 | -10% |
| Yucaipa | $199 | $2,392 | -10% |
| Mountain Center | $203 | $2,431 | -8% |
| El Toro | $213 | $2,555 | -3% |
| Salyer | $199 | $2,388 | -10% |
| Auburn | $188 | $2,255 | -15% |
| Cool | $196 | $2,354 | -11% |
| Sonora | $182 | $2,187 | -19% |
| Stevinson | $198 | $2,382 | -10% |
| Turlock | $205 | $2,456 | -7% |
| Cazadero | $201 | $2,416 | -9% |
| Clearlake | $198 | $2,373 | -10% |
| Samoa | $193 | $2,321 | -13% |
| Smith River | $176 | $2,111 | -22% |
| Coloma | $200 | $2,399 | -9% |
| Fiddletown | $202 | $2,428 | -8% |
| Rescue | $199 | $2,388 | -10% |
| Roseville | $198 | $2,379 | -10% |
| Rumsey | $209 | $2,504 | -5% |
| Walnut Grove | $203 | $2,431 | -8% |
| Hermosa Beach | $213 | $2,562 | -3% |
| Cloverdale | $184 | $2,210 | -17% |
| Cobb | $204 | $2,446 | -7% |
| Albion | $190 | $2,275 | -15% |
| Clearlake Park | $189 | $2,267 | -15% |
| Stevenson Ranch | $237 | $2,842 | +8% |
| Lemon Cove | $185 | $2,224 | -17% |
| Three Rivers | $190 | $2,276 | -15% |
| Mccloud | $180 | $2,166 | -19% |
| Manton | $188 | $2,255 | -15% |
| Millville | $181 | $2,175 | -19% |
| Montgomery Creek | $189 | $2,272 | -15% |
| Tulelake | $177 | $2,122 | -21% |
| Vinton | $188 | $2,257 | -15% |
| Pine Mountain Club | $201 | $2,409 | -9% |
| Glennville | $205 | $2,460 | -7% |
| Porterville | $189 | $2,271 | -15% |
| Richgrove | $205 | $2,460 | -7% |
| Weldon | $193 | $2,311 | -13% |
| Lookout | $186 | $2,233 | -16% |
| Yreka | $167 | $2,007 | -27% |
| Eagleville | $195 | $2,337 | -12% |
| Calpine | $185 | $2,219 | -17% |
| North Hills | $293 | $3,513 | +29% |
| Panorama City | $317 | $3,800 | +36% |
| Byron | $203 | $2,433 | -8% |
| Clayton | $197 | $2,366 | -11% |
| Camp Nelson | $200 | $2,398 | -9% |
| Corcoran | $185 | $2,220 | -17% |
| Delano | $200 | $2,395 | -9% |
| Lindsay | $197 | $2,369 | -11% |
| Mc Kittrick | $198 | $2,378 | -10% |
| Point Mugu Nawc | $216 | $2,592 | -2% |
| Santa Paula | $184 | $2,206 | -18% |
| Forest Ranch | $181 | $2,173 | -19% |
| Greenville | $186 | $2,227 | -17% |
| Oregon House | $209 | $2,513 | -5% |
| Flournoy | $194 | $2,325 | -12% |
| Grenada | $179 | $2,152 | -20% |
| Reseda | $319 | $3,831 | +37% |
| Newark | $200 | $2,399 | -9% |
| Moccasin | $210 | $2,515 | -5% |
| Newman | $204 | $2,446 | -7% |
| Riverbank | $203 | $2,437 | -8% |
| Westley | $214 | $2,565 | -3% |
| Yosemite National Park | $188 | $2,253 | -16% |
| Branscomb | $198 | $2,380 | -10% |
| Camp Meeker | $199 | $2,385 | -10% |
| Northridge | $299 | $3,583 | +31% |
| Sun Valley | $303 | $3,636 | +32% |
| Planada | $198 | $2,381 | -10% |
| Santa Rosa | $202 | $2,426 | -8% |
| Boonville | $193 | $2,311 | -13% |
| Clearlake Oaks | $191 | $2,291 | -14% |
| Ivanhoe | $189 | $2,267 | -15% |
| Kernville | $187 | $2,239 | -16% |
| Springville | $189 | $2,267 | -15% |
| Woody | $201 | $2,415 | -9% |
| Red Bluff | $170 | $2,035 | -26% |
| Herlong | $191 | $2,298 | -14% |
| Mount Wilson | $240 | $2,886 | +9% |
| Los Alamitos | $199 | $2,385 | -10% |
| Marina | $173 | $2,071 | -24% |
| Brisbane | $216 | $2,589 | -2% |
| La Honda | $208 | $2,500 | -5% |
| Atherton | $207 | $2,479 | -6% |
| Pacifica | $196 | $2,353 | -11% |
| Hacienda Heights | $222 | $2,661 | +1% |
| La Verne | $199 | $2,387 | -10% |
| Diamond Bar | $229 | $2,742 | +4% |
| Mount Laguna | $196 | $2,347 | -11% |
| San Luis Rey | $201 | $2,412 | -9% |
| Olema | $205 | $2,463 | -7% |
| Boulder Creek | $202 | $2,423 | -8% |
| San Juan Bautista | $185 | $2,223 | -17% |
| Tujunga | $315 | $3,777 | +36% |
| Norco | $194 | $2,330 | -12% |
| Oak View | $191 | $2,290 | -14% |
| Armona | $182 | $2,184 | -19% |
| Clipper Mills | $189 | $2,269 | -15% |
| Magalia | $181 | $2,169 | -19% |
| Meridian | $190 | $2,284 | -14% |
| Richvale | $192 | $2,310 | -13% |
| Happy Camp | $192 | $2,307 | -13% |
| Jacumba | $197 | $2,362 | -11% |
| San Marcos | $194 | $2,323 | -13% |
| Valley Center | $204 | $2,446 | -7% |
| Stinson Beach | $214 | $2,571 | -2% |
| New Almaden | $203 | $2,434 | -8% |
| Tecate | $191 | $2,296 | -14% |
| Borrego Springs | $188 | $2,257 | -15% |
| Forest Knolls | $200 | $2,403 | -9% |
| Marshall | $205 | $2,460 | -7% |
| Point Reyes Station | $196 | $2,348 | -11% |
| Tomales | $195 | $2,343 | -12% |
| Alviso | $197 | $2,361 | -11% |
| Milpitas | $194 | $2,329 | -12% |
| Paicines | $183 | $2,197 | -18% |
| Buellton | $171 | $2,048 | -25% |
| Duarte | $224 | $2,688 | +2% |
| West Hills | $284 | $3,405 | +26% |
| Lee Vining | $192 | $2,309 | -13% |
| El Portal | $199 | $2,387 | -10% |
| Pescadero | $191 | $2,296 | -14% |
| South San Francisco | $221 | $2,657 | +1% |
| Patterson | $210 | $2,520 | -4% |
| Toluca Lake | $319 | $3,831 | +37% |
| Rowland Heights | $242 | $2,902 | +10% |
| Dublin | $192 | $2,303 | -13% |
| Rutherford | $215 | $2,575 | -2% |
| Saint Helena | $201 | $2,414 | -9% |
| Maxwell | $192 | $2,303 | -13% |
| Meadow Valley | $187 | $2,246 | -16% |
| Nevada City | $185 | $2,225 | -17% |
| Rough And Ready | $177 | $2,122 | -21% |
| Strawberry Valley | $194 | $2,327 | -12% |
| Anderson | $173 | $2,071 | -24% |
| Corning | $178 | $2,136 | -21% |
| Gazelle | $185 | $2,224 | -17% |
| Woodland Hills | $296 | $3,549 | +30% |
| Valencia | $225 | $2,702 | +3% |
| Mission Hills | $268 | $3,218 | +20% |
| Big Bend | $191 | $2,288 | -14% |
| Chester | $190 | $2,280 | -14% |
| Hayfork | $191 | $2,294 | -14% |
| Benicia | $190 | $2,279 | -14% |
| Hercules | $208 | $2,500 | -5% |
| Pinole | $217 | $2,609 | -1% |
| Playa Vista | $259 | $3,113 | +17% |
| Bell Gardens | $246 | $2,949 | +11% |
| Maywood | $237 | $2,845 | +8% |
| Seiad Valley | $187 | $2,241 | -16% |
| Vina | $183 | $2,201 | -18% |
| Alturas | $182 | $2,179 | -19% |
| Doyle | $191 | $2,288 | -14% |
| Madeline | $195 | $2,334 | -12% |
| Sierra City | $185 | $2,223 | -17% |
| Termo | $191 | $2,292 | -14% |
| Bard | $219 | $2,631 | -0% |
| Desert Center | $199 | $2,388 | -10% |
| Desert Hot Springs | $212 | $2,546 | -3% |
| Clements | $201 | $2,410 | -9% |
| Laguna Woods | $196 | $2,346 | -12% |
| Silverado | $202 | $2,421 | -8% |
| Colfax | $191 | $2,298 | -14% |
| Granite Bay | $198 | $2,373 | -10% |
| Elk Grove | $209 | $2,512 | -5% |
| Calipatria | $200 | $2,406 | -9% |
| Julian | $196 | $2,347 | -12% |
| Palomar Mountain | $199 | $2,382 | -10% |
| Solana Beach | $188 | $2,259 | -15% |
| Inverness | $190 | $2,278 | -14% |
| Valley Ford | $201 | $2,414 | -9% |
| Castroville | $192 | $2,308 | -13% |
| Butte City | $185 | $2,222 | -17% |
| Camptonville | $189 | $2,273 | -15% |
| Goodyears Bar | $193 | $2,313 | -13% |
| Gridley | $182 | $2,186 | -19% |
| Fall River Mills | $186 | $2,228 | -17% |
| South Pasadena | $237 | $2,849 | +8% |
| La Crescenta | $266 | $3,189 | +19% |
| Porter Ranch | $283 | $3,393 | +25% |
| Winnetka | $299 | $3,585 | +31% |
| Los Alamos | $172 | $2,066 | -24% |
| Verdugo City | $277 | $3,328 | +23% |
| Carpinteria | $181 | $2,168 | -19% |
| June Lake | $194 | $2,324 | -12% |
| Llano | $213 | $2,556 | -3% |
| Trona | $198 | $2,374 | -10% |
| Ripon | $187 | $2,246 | -16% |
| California Hot Springs | $203 | $2,440 | -8% |
| Coalinga | $184 | $2,210 | -17% |
| Ducor | $205 | $2,456 | -7% |
| Onyx | $202 | $2,419 | -9% |
| Terra Bella | $199 | $2,387 | -10% |
| Wasco | $200 | $2,396 | -9% |
| Woodlake | $190 | $2,282 | -14% |
| Macdoel | $182 | $2,183 | -19% |
| Platina | $192 | $2,301 | -13% |
| Fort Bidwell | $193 | $2,314 | -13% |
| Portola | $182 | $2,180 | -19% |
| Carnelian Bay | $192 | $2,300 | -14% |
| San Lorenzo | $210 | $2,516 | -5% |
| Fairfield | $200 | $2,402 | -9% |
| Travis Afb | $195 | $2,337 | -12% |
| Pittsburg | $220 | $2,639 | +0% |
| Oakdale | $199 | $2,393 | -10% |
| Standard | $195 | $2,339 | -12% |
| Bolinas | $203 | $2,436 | -8% |
| Paskenta | $187 | $2,245 | -16% |
| Coleville | $190 | $2,279 | -14% |
| Likely | $188 | $2,253 | -16% |
| Tahoma | $194 | $2,329 | -12% |
| Twin Bridges | $209 | $2,508 | -5% |
| Marysville | $194 | $2,329 | -12% |
| Brownsville | $184 | $2,210 | -17% |
| Drytown | $202 | $2,428 | -8% |
| Echo Lake | $206 | $2,466 | -7% |
| Victor | $209 | $2,507 | -5% |
| Somis | $203 | $2,431 | -8% |
| Crescent Mills | $185 | $2,218 | -17% |
| Durham | $171 | $2,055 | -25% |
| Hamilton City | $173 | $2,080 | -23% |
| Live Oak | $193 | $2,319 | -13% |
| Orland | $172 | $2,062 | -24% |
| Adin | $184 | $2,204 | -18% |
| Bieber | $202 | $2,419 | -8% |
| Castella | $182 | $2,190 | -18% |
| Hyampom | $191 | $2,296 | -14% |
| Sugarloaf | $203 | $2,442 | -8% |
| Wrightwood | $207 | $2,488 | -6% |
| Folsom | $201 | $2,413 | -9% |
| Herald | $206 | $2,469 | -6% |
| Mcclellan | $236 | $2,830 | +7% |
| Newcastle | $194 | $2,329 | -12% |
| Sutter Creek | $187 | $2,248 | -16% |
| Lockeford | $199 | $2,384 | -10% |
| Vallecito | $193 | $2,318 | -13% |
| Wallace | $195 | $2,344 | -12% |
| Rimforest | $220 | $2,646 | +0% |
| Nuevo | $209 | $2,508 | -5% |
| Redway | $210 | $2,525 | -4% |
| El Dorado | $198 | $2,376 | -10% |
| Elverta | $211 | $2,530 | -4% |
| Fair Oaks | $210 | $2,520 | -4% |
| Loomis | $196 | $2,355 | -11% |
| Mather | $218 | $2,611 | -1% |
| Pioneer | $196 | $2,351 | -11% |
| Rocklin | $192 | $2,303 | -13% |
| Sloughhouse | $199 | $2,391 | -10% |
| Somerset | $207 | $2,485 | -6% |
| Avalon | $197 | $2,369 | -11% |
| Surfside | $211 | $2,538 | -4% |
| Chualar | $185 | $2,215 | -17% |
| Millbrae | $205 | $2,460 | -7% |
| Montara | $197 | $2,364 | -11% |
| San Gregorio | $208 | $2,494 | -5% |
| Grizzly Flats | $213 | $2,554 | -3% |
| Kirkwood | $195 | $2,335 | -12% |
| North Highlands | $232 | $2,789 | +6% |
| Thornton | $201 | $2,406 | -9% |
| Courtland | $216 | $2,593 | -2% |
| Ione | $194 | $2,322 | -13% |
| Jackson | $189 | $2,270 | -15% |
| Rio Dell | $180 | $2,160 | -20% |
| Zenia | $193 | $2,318 | -13% |
| Crows Landing | $201 | $2,411 | -9% |
| Hornitos | $192 | $2,308 | -13% |
| Palo Verde | $195 | $2,340 | -12% |
| Pioneertown | $193 | $2,316 | -13% |
| Calimesa | $189 | $2,264 | -15% |
| Nipton | $203 | $2,438 | -8% |
| Patton | $219 | $2,633 | -0% |
| Dos Rios | $190 | $2,276 | -15% |
| Middletown | $206 | $2,474 | -6% |
| Windsor | $190 | $2,275 | -15% |
| Miranda | $198 | $2,381 | -10% |
| Dana Point | $198 | $2,375 | -10% |
| Chowchilla | $193 | $2,322 | -13% |
| Coarsegold | $189 | $2,264 | -15% |
| Fish Camp | $187 | $2,244 | -16% |
| Prather | $198 | $2,379 | -10% |
| Agoura Hills | $236 | $2,826 | +7% |
| Granada Hills | $295 | $3,544 | +29% |
| Angwin | $207 | $2,480 | -6% |
| Martinez | $192 | $2,306 | -13% |
| Stanton | $224 | $2,691 | +2% |
| Gonzales | $183 | $2,193 | -18% |
| King City | $171 | $2,050 | -25% |
| San Lucas | $176 | $2,114 | -22% |
| Spreckels | $179 | $2,145 | -20% |
| Corona Del Mar | $205 | $2,459 | -7% |
| Laguna Hills | $193 | $2,319 | -13% |
| Rancho Santa Margarita | $189 | $2,267 | -15% |
| Brea | $210 | $2,522 | -4% |
| Yolo | $191 | $2,291 | -14% |
| Zamora | $197 | $2,361 | -11% |
| Alleghany | $193 | $2,314 | -13% |
| Challenge | $200 | $2,405 | -9% |
| Salida | $197 | $2,369 | -11% |
| Soulsbyville | $186 | $2,227 | -17% |
| Capistrano Beach | $189 | $2,271 | -15% |
| Lake Forest | $192 | $2,302 | -13% |
| East Irvine | $221 | $2,653 | +1% |
| Newport Coast | $225 | $2,699 | +2% |
| El Dorado Hills | $202 | $2,423 | -8% |
| Chino Hills | $212 | $2,550 | -3% |
| Temple City | $235 | $2,814 | +7% |
| Boulevard | $192 | $2,304 | -13% |
| Union City | $215 | $2,575 | -2% |
| Douglas Flat | $199 | $2,391 | -10% |
| French Camp | $214 | $2,568 | -2% |
| Anza | $210 | $2,515 | -5% |
| Redcrest | $197 | $2,366 | -11% |
| Willow Creek | $188 | $2,262 | -15% |
| Penryn | $190 | $2,285 | -14% |
| Esparto | $187 | $2,239 | -16% |
| Kit Carson | $190 | $2,276 | -15% |
| Knights Landing | $187 | $2,242 | -16% |
| Orangevale | $205 | $2,458 | -7% |
| Aguanga | $198 | $2,375 | -10% |
| Somes Bar | $203 | $2,442 | -8% |
| Weott | $193 | $2,318 | -13% |
| Piercy | $200 | $2,402 | -9% |
| Amador City | $208 | $2,498 | -5% |
| Capay | $194 | $2,329 | -12% |
| Dixon | $187 | $2,249 | -16% |
| Elmira | $205 | $2,457 | -7% |
| Galt | $199 | $2,385 | -10% |
| Isleton | $196 | $2,355 | -11% |
| Mount Aukum | $202 | $2,423 | -8% |
| Nicolaus | $203 | $2,442 | -8% |
| River Pines | $201 | $2,413 | -9% |
| Sheridan | $196 | $2,356 | -11% |
| Mi Wuk Village | $196 | $2,352 | -11% |
| Twain Harte | $185 | $2,217 | -17% |
| Winton | $194 | $2,328 | -12% |
| Caspar | $184 | $2,211 | -17% |
| Sunland | $274 | $3,290 | +22% |
| Brawley | $186 | $2,232 | -17% |
| Cabazon | $209 | $2,514 | -5% |
| Acampo | $200 | $2,401 | -9% |
| Mokelumne Hill | $199 | $2,387 | -10% |
| Mountain Ranch | $196 | $2,348 | -11% |
| Brentwood | $202 | $2,421 | -8% |
| Colusa | $192 | $2,306 | -13% |
| Downieville | $192 | $2,301 | -13% |
| Penn Valley | $183 | $2,198 | -18% |
| Stonyford | $189 | $2,269 | -15% |
| Greenview | $174 | $2,088 | -23% |
| Hat Creek | $187 | $2,247 | -16% |
| Hornbrook | $178 | $2,133 | -21% |
| Albany | $207 | $2,490 | -6% |
| Bodega | $208 | $2,493 | -5% |
| Heber | $194 | $2,323 | -13% |
| Joshua Tree | $192 | $2,305 | -13% |
| Niland | $193 | $2,316 | -13% |
| Grand Terrace | $209 | $2,504 | -5% |
| Big Bear Lake | $204 | $2,449 | -7% |
| Cima | $216 | $2,587 | -2% |
| Dulzura | $210 | $2,514 | -5% |
| Guatay | $198 | $2,375 | -10% |
| Cardiff By The Sea | $182 | $2,182 | -19% |
| Camp Pendleton | $293 | $3,512 | +29% |
| Ross | $222 | $2,661 | +1% |
| Ben Lomond | $184 | $2,204 | -18% |
| Sunset Beach | $217 | $2,605 | -1% |
| Greenfield | $179 | $2,148 | -20% |
| Belmont | $191 | $2,297 | -14% |
| Lagunitas | $211 | $2,537 | -4% |
| Freedom | $204 | $2,449 | -7% |
| Pine Valley | $179 | $2,147 | -20% |
| Pauma Valley | $210 | $2,516 | -5% |
Auto insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.
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Average car insurance costs by age and gender in California
A driver’s age often contributes to the cost of annual premiums, as it can indicate how statistically risky a driver is. Young drivers, including teen drivers who have just earned their drivers’ licenses, are typically hit the hardest with expensive premiums. For example, 16-year-old drivers in California typically increase their parents’ premiums by nearly $6,136 per year. Fortunately, California auto insurance rates typically drop in price as drivers get older (starting at age 20) — as long as they avoid accidents and citations.
Unlike most states, California does not allow car insurance companies to consider gender when determining rates. As a result, your gender should not play a role in determining your California car insurance premium.
| Age | Avg. monthly full coverage premium in CA | Avg. annual full coverage premium in CA |
|---|---|---|
Age 16* | Avg. monthly full coverage premium in CA $512 | Avg. annual full coverage premium in CA $6,142 |
Age 18 | Avg. monthly full coverage premium in CA $556 | Avg. annual full coverage premium in CA $6,669 |
Age 20 | Avg. monthly full coverage premium in CA $386 | Avg. annual full coverage premium in CA $4,635 |
Age 25 | Avg. monthly full coverage premium in CA $271 | Avg. annual full coverage premium in CA $3,258 |
Age 30 | Avg. monthly full coverage premium in CA $235 | Avg. annual full coverage premium in CA $2,819 |
Age 40 | Avg. monthly full coverage premium in CA $219 | Avg. annual full coverage premium in CA $2,633 |
Age 50 | Avg. monthly full coverage premium in CA $210 | Avg. annual full coverage premium in CA $2,520 |
Age 60 | Avg. monthly full coverage premium in CA $203 | Avg. annual full coverage premium in CA $2,431 |
Age 70 | Avg. monthly full coverage premium in CA $216 | Avg. annual full coverage premium in CA $2,596 |
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
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Auto insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.
Rates refreshed as of May 2024
Read our full methodology
| Age | Avg. monthly full coverage premium in CA | Avg. annual full coverage premium in CA |
|---|---|---|
Age 16* | Avg. monthly full coverage premium in CA $511 | Avg. annual full coverage premium in CA $6,129 |
Age 18 | Avg. monthly full coverage premium in CA $576 | Avg. annual full coverage premium in CA $6,914 |
Age 20 | Avg. monthly full coverage premium in CA $386 | Avg. annual full coverage premium in CA $4,635 |
Age 25 | Avg. monthly full coverage premium in CA $271 | Avg. annual full coverage premium in CA $3,258 |
Age 30 | Avg. monthly full coverage premium in CA $235 | Avg. annual full coverage premium in CA $2,819 |
Age 40 | Avg. monthly full coverage premium in CA $219 | Avg. annual full coverage premium in CA $2,633 |
Age 50 | Avg. monthly full coverage premium in CA $202 | Avg. annual full coverage premium in CA $2,423 |
Age 60 | Avg. monthly full coverage premium in CA $203 | Avg. annual full coverage premium in CA $2,431 |
Age 70 | Avg. monthly full coverage premium in CA $216 | Avg. annual full coverage premium in CA $2,596 |
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
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Auto insurance rates are known to fluctuate frequently, but you can rely on Bankrate to offer you the latest options available.
Rates refreshed as of May 2024
Read our full methodology
Bankrate’s take:In most states, gender plays a role in determining your premium rate. This is because male drivers tend to have more accidents than female drivers, and therefore pay a higher rate for coverage. California is one of the few states that does not allow insurers to consider gender, so male and female drivers are likely to pay the same rates if they have the same circ*mstances. Age, however, does play a part in determining rates in the Golden State, so finding affordable coverage is still important for younger drivers who generally pay more.
Cost considerations for young drivers in California
Teen drivers generally pay some of the highest car insurance rates due to their lack of experience. Generally, until a child is legally an adult at 18, they must share a car insurance policy with a legal adult. The rates below are for a married couple adding one child to their car insurance policy.
At age 18, drivers can choose to purchase their own car insurance policy, but the cost will generally be higher than if they were still listed on their parents’ policy. By age 25, most drivers likely have established their own household and have their own policies. The rates below are for California drivers of various ages that have their own auto insurance policies after the age of 17.
| Age | Avg. annual premium for drivers in CA |
|---|---|
Age 16* | Avg. annual premium for drivers in CA $6,136 |
Age 17 | Avg. annual premium for drivers in CA $5,718 |
Age 18 | Avg. annual premium for drivers in CA $5,415 |
Age 19 | Avg. annual premium for drivers in CA $4,147 |
Age 20 | Avg. annual premium for drivers in CA $3,908 |
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Rates refreshed as of May 2024
Read our full methodology
| Age | Avg. annual premium for drivers in CA |
|---|---|
Age 18 | Avg. annual premium for drivers in CA $6,791 |
Age 19 | Avg. annual premium for drivers in CA $4,999 |
Age 20 | Avg. annual premium for drivers in CA $4,635 |
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Rates refreshed as of May 2024
Read our full methodology
| Age | Avg. annual premium difference for drivers on their own policy |
|---|---|
| Age 18 | 25 percent more |
| Age 19 | 21 percent more |
| Age 20 | 19 percent more |
*18- and 20-year-old are renters on their own policies with no discounts applied
How does driving record impact the cost of car insurance in California?
Your motor vehicle record is one of the biggest influences on your car insurance premiums. In California, your auto insurance could cost 38 percent more after a single speeding ticket. The table below demonstrates the average premium increases for a speeding ticket, an at-fault accident and a DUI conviction. Any one of these infractions could cause you to be viewed as a high-risk driver. If you have multiple incidents on your driving record within a three- to five-year time period, your rates will likely be even higher. Only full coverage rates are presented here, as riskier drivers may want to consider more coverage for greater financial protection.
| Driving incident | Avg. annual premium* in CA | Percentage increase from CA avg. annual premium* |
|---|---|---|
Clean driving record | Avg. annual premium* in CA $2,633 | Percentage increase from CA avg. annual premium* 0% |
Speeding ticket conviction | Avg. annual premium* in CA $3,625 | Percentage increase from CA avg. annual premium* 38% |
At-fault accident | Avg. annual premium* in CA $4,367 | Percentage increase from CA avg. annual premium* 66% |
DUI conviction | Avg. annual premium* in CA $6,487 | Percentage increase from CA avg. annual premium* 146% |
*The rates reflected are for full coverage policies.
Rates from May 2024
Read our full methodology
California car insurance rates by vehicle type
The type of vehicle you own plays a large role in determining your insurance premium. Luxury cars and those that are imported can sometimes cost more to insure because parts are higher-end or need to be imported, and repairs are more expensive. Different models also have statistically different rates for accidents, which can impact the cost of your policy. The table below shows the average rates for a range of vehicles in California. Note that a luxury car such as a BMW costs more to insure than the more standard Ford and Honda. The age of your vehicle also matters, as newer models may have safety updates or more complex parts and features that impact repair rates.
| Vehicle | Avg. annual premium* in CA |
|---|---|
Toyota Camry | Avg. annual premium* in CA $2,633 |
Ford F-150 | Avg. annual premium* in CA $2,517 |
Honda Odyssey | Avg. annual premium* in CA $2,281 |
BMW 330i | Avg. annual premium* in CA $3,148 |
Toyota Prius | Avg. annual premium* in CA $2,639 |
*Rates reflect full coverage policies.
Rates from May 2024
Read our full methodology
Estimate your car insurance cost in California
When you are looking for the best car insurance for your needs, it can be helpful to have a benchmark figure to start out. That's why Bankrate created this handy calculator. By inputting a few simple data points, you will be given an average monthly payment for someone in your situation. This is only an estimate, since each insurer assesses you differently when determining your premium rate, but it gives you a good starting point to keep in mind while searching.
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These factors have the largest impact on your payment and are used to provide a personalized estimate. Based on the state you live in, some rating factors may not apply.
Why we're asking
We calculated your estimate by comparing your provided details to data from similar drivers. Our estimate assumes 2020 Toyota Camry, 12,000 miles annually, and 100/300/50 liability limits with $500 comprehensive and collision deductibles.
Methodology
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
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This advertisem*nt is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisem*nt are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisem*nt. All offers are subject to additional terms and conditions.
Insurance disclosure
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How to save on car insurance in California
California drivers pay, on average, higher rates for car insurance than drivers in many other states. However, the state of California also highly regulates how insurers can offer savings. For example, drivers in California cannot take advantage of telematics discounts or accident forgiveness programs. If you’re trying to lower your car insurance premium in California, here are some tips:
- Understand your coverage needs: More coverage means more financial protection, but it also generally comes with a higher price tag. While most insurance professionals advise that you buy higher-than-minimum limits, not every driver needs a deluxe policy. Understanding your needs can help you choose appropriate coverage.
- Maintain a clean driving record: Driving incidents like at-fault accidents, tickets and DUIs increase rates substantially. Practicing safe driving habits can help you maintain a lower premium.
- Shop around: Different car insurance companies have different rating structures, which means rates vary for even the same coverage. Getting quotes from several insurers could help you find the lowest rate.
- Utilize discounts: While California restricts some discounts like telematics programs, there are other ways to save. Bundling your auto and home insurance policies, being a good student and being loyal to a company are all solid ways to save on California car insurance.
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
Frequently asked questions
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
Methodology
Bankrate utilizes Quadrant Information Services to analyze the latest rates in May 2024 for ZIP codes and carriers in all 50 states and Washington, D.C. Rates include the most recent approved rate changes filed by insurance companies that affect our profile. These revised rates are then weighted based on the population density in each geographic region so that policyholders can see the impact rates have in their areas. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.
These are sample rates and should only be used for comparative purposes.
Credit-based insurance scores: Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Incidents: Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket and single DUI conviction.
Model: To determine cost by vehicle type, we evaluated our base profile with the following vehicles applied: BMW 330i, Ford F-150, Honda Odyssey, Toyota Prius and Toyota Camry (base).
Age: Rates were calculated by evaluating our base profile with the ages 16-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations.
Gender: The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Teens: Rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy unless otherwise noted.
Mary Van Keuren has written for insurance domains such as Bankrate, Coverage.com, and The Simple Dollar for the past five years, specializing in home and auto insurance. She has also written extensively for consumer websites including Reviews.com and Slumber Yard. Prior to that, she worked as a writer in academia for several decades.
