Here are some of the most important benefits included with a World Elite Mastercard:
Hotel Stay Guarantee
If you book a three-star or higher hotel stay through Mastercard Travel & Lifestyle Services and you encounter any problems with the hotel, you can contact the number on your itinerary and a 24/7 lifestyle manager will attempt to “make it right” through the remainder of your stay.
If arrangements cannot be made with your existing hotel, your lifestyle manager can use up to $1,000 to find you a comparable stay nearby.
Lowest Hotel Price Guarantee
If you book a qualified, prepaid hotel stay through Mastercard Travel & Lifestyle Services and then later find that exact same stay for less, Mastercard will refund the difference.
You must submit your claim at least 72 hours before the date of your check-in (not the hour) and any hotel-specific cancellation fees may be deducted from your refund amount.
Luxury Hotel Benefits
Your World Elite Mastercard grants you access to exclusive upgrades, perks and discounts at over 4,000 four- and five-star luxury hotels and resorts worldwide. These may include complimentary breakfast for two, late checkout, room upgrades, rate discounts and more, subject to availability.
To access these perks, you must book your stay through Mastercard Travel & Lifestyle Services.
24/7 World Elite Concierge
Your World Elite Mastercard also grants you 24/7 access to a personal assistant who can arrange last-minute bookings, reserve tables, track down hard-to-find items and more.
Priceless.com Access and Discounts
All Mastercard holders get access to Priceless.com, which is a booking site for “unforgettable experiences and valuable everyday discounts” in travel destinations worldwide.
These can range from tours of the Louvre to watching batting practice for the Atlanta Braves. There are also dozens of complimentary digital experiences, such as virtual cooking classes.
Mastercard Golf
In addition to your 24/7 World Elite concierge, you’ll get access to a separate Golf Concierge Service that can help you book tee times at exclusive courses in the U.S., Scotland and Ireland.
The program offers access to exclusive tickets, discounts and events at major championships like the Open, Women’s Open and Arnold Palmer Invitational.
Cellphone Protection
Some World Elite Mastercards may include up to $1,000 in annual cellphone protection ($600 max per claim, 2 claims per year) if your phone is damaged or stolen.
However, card issuers like Chase and Capital One may not always honor the full suite of benefits offered by Mastercard. Be sure to read your Guide to Benefits before assuming you’ll have cellphone protection or any other benefits we’ve mentioned.
Fraud Protection and Security Benefits
Finally, your World Elite Mastercard includes ID theft protection, zero liability protection and discounts on McAfee cyber security. You can also call Mastercard Global Services any time to report a lost or stolen card and receive an emergency replacement.
For a more in-depth look at the best options available, check out our list of best Mastercards.
Find the Best Credit Cards for 2024
No single credit card is the best option for every family, every purchase or every budget. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers.
