15 cities where a $100K income is 'lower-middle class' (2024)

In five California cities, a $100,000 median household income is considered lower-middle class, according to a Feb. 13 analysis from GoBankingRates.

The financial services company used the 2022 American Community Survey to find the 100 largest cities in terms of total households, then identified the median household income in those cities. It isolated a lower-class middle-income range based on Pew Research Center's definition of the middle class: households making two-thirds to double an area's median income.

Six-figure incomes still bring up the back-end of middle class in these 15 American cities, per the analysis:

1. Arlington, Va. — $152,652 is the maximum income considered lower-middle class

2. San Francisco — $151,877

3. San Jose, Calif. — $151,122

4. Irvine, Calif. — $136,609

5. Seattle — $128,964

6. Gilbert, Ariz. — $127,977

7. Plano, Texas — $117,421

8. Scottsdale, Ariz. — $115,774

9. Washington, D.C. — $113,024

10. Chandler, Ariz. — $110,416

11. San Diego, Calif. — $109,619

12. Anchorage, Alaska — $106,368

13. Oakland, Calif. — $104,877

14. Chesapeake, Va. — $103,003

15. Jersey City, N.J. — $101,279

15 cities where a $100K income is 'lower-middle class' (2024)
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